FINANCIAL PLANNERS
Big bosses talking up the market is very scary because things can go wrong: PV Subramanyam
PV Subramanyam advises investors to focus on long-term investment strategies, considering market cues cautiously and diversifying portfolios to mitigate risks. He says that we ne need to be careful that the market can go down. The big bosses are talking up the market, which is very scary because things can go wrong and we need to be ready for that.
HDFC Manufacturing Fund raises over Rs 9,500 crore
Some wealth managers said high-pitch advertising and marketing by fund houses and distributors along with strong returns from equity schemes have led to strong money flows into NFOs. Many investors used the new fund to diversify their existing portfolios.
Avoid chasing best-return MFs through SIPs
A study by Whiteoak Capital Mutual Fund for the last 19 years shows that an investor who started an SIP in a mid-cap or small-cap index fund in April 2005 and stuck to the category for 19 years earned higher returns than an investor who changed the SIP annually based on the best-return generating category in the previous year.
What is the advantage of borrowing against mutual fund units?
Borrow against equity or hybrid mutual fund units for immediate liquidity at 9-11% interest rates. Advantages include short-term monetary support without selling units, maintaining financial plan, and quick capital raise. Apply online through NBFC websites for a paperless process.
Two debt mutual funds deliver over 7% return in one year. Should you break your bank FD?
Liquid and money market funds have outperformed the one-year fixed deposit rate of 6.8%. Liquid funds yielded 7.13% returns, while money market funds delivered 7.15% over the past year.
Sectoral, thematic mutual funds among top gainers in 2024 so far. Should you invest?
PSU theme based gave the highest average return of around 25.56% in 2024 so far, followed by infrastructure funds which offered an average return of 18.14%. Energy and power based funds gave 16.03% average return.
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Is Japanese Yen a canary in the coalmine? What it means for Bitcoin
The crisis facing the yen stems from a confluence of factors that have pushed the Bank of Japan into an economic policy corner. With a debt-to-GDP ratio of over 260%, among the highest in the world, Japan has been effectively locked into keeping interest rates at ultra-low levels, near zero, for years.
How to plan your income tax savings for FY25 using ELSS mutual funds?
Plan tax savings for FY25 with ELSS funds. Invest Rs 1.5 lakh early using lumpsum, SIP, or STP. Consider various investment options for Section 80C benefits. ELSS offers higher returns than traditional options.
How is a debt mutual fund different from equity Mutual funds? Amol Joshi answers
Amol Joshi emphasizes the importance of debt mutual funds in balancing investment portfolios, shielding against market risks, and providing stable returns. Understanding the dynamics of debt instruments is essential for effective asset allocation and long-term financial growth. Joshi says: "There are some rules of thumb that a debt mutual fund is useful when you have an investment horizon that is spanning a few weeks or months or something that is not really medium or long term."
Bullish on theme manufacturing? Go for staggered investment plan
The NFO of HDFC Manufacturing Fund, managed by Rakesh Sethia, is currently open and closes on May 10. Investors can start with ₹100 in this fund, and the scheme will be benchmarked to the Nifty India Manufacturing TRI Index. An exit load of 1% will be levied for redemption made within a month of investment.
Rs 3.5 lakh crore riding on flexi cap mutual funds. What’s making these funds irresistible?
Flexi cap MFs with Rs 3.5 lakh crore AUM lead equity categories. Fund managers' flexibility, market outlook trust, and SIPs for systematic investment make these funds popular among investors for long-term goals.
Why should you opt for a SIP in an ELSS fund?
This benefits investors choosing the old tax regime as investments up to Rs 1.5 lakh are exempt under Section 80C of the Income Tax Act.
Nifty 500: Get diversification with better returns vs Nifty
"Nifty 500 is an all seasons fund as it includes a wide range of companies spanning large-cap, mid-cap and small-cap segments. There is no fund manager risk as it is passively managed and comes at a low cost," said Kunal Valia, founder, StatLane.
Gold vs stocks: Bullion bulls race ahead in MF world. Which side are you on?
Gold and Silver commodity mutual funds have outperformed equity funds in the latest month. Notable performers include Invesco India Gold ETF FoF and Aditya Birla SL Gold Fund. Silver funds led by UTI Silver ETF FoF showed significant returns.
U-turn! 81% smallcap mutual funds underperform their benchmarks in 2024 so far
Around 81% of smallcap mutual funds have underperformed their benchmarks in 2024. Only five out of 27 schemes managed to outperform. The smallcap space faces challenges due to overvaluation and regulatory pressures, impacting investor decisions and fund performances.
Want to support an ageing parent financially? Ask these 5 questions
Here are five credit-related questions to ask older parents if you don't know where to begin.
What are the benefits of investing in a largecap fund?
As per regulatory guidelines, a large-cap company is a listed company which is ranked from 1st to 100th on the Indian stock exchanges in terms of market capitalisation. Hence, for a fund house, a large-cap scheme needs to invest at least 80% of its assets in large-cap companies, with the flexibility to invest the balance 20% in other companies as per the discretion of the fund manager
6 out of 17 March NFOs were fixed maturity plans; why are MF houses betting on FMPs?
March witnessed the launch of 17 new mutual fund offers, with a focus on Fixed Maturity Plans. Apart from FMPs, ETFs, index funds, gilt fund, and long duration fund were introduced, catering to various investor preferences.
Foreign flavour helping mutual fund investors mint money as D-Street slows down
We considered all equity categories such as large cap, mid cap, multi cap small cap, flexi cap, focused funds, ELSS, large & mid cap, value, contra, and sectoral/thematic fund categories. We considered regular and growth options.
Stress tests indicate diverse risk profiles of MF schemes
While a midcap fund can redeem 50% of its portfolio in about a day, there are some small cap funds that could take as many as 60 days to redeem half their portfolio. Investors need to keep in mind other parameters like PE of the fund, corpus of the fund, volatility measurement and cash holding before taking a decision, planners said.
How many funds to have in a portfolio?
Financial planners say it is difficult to put a cap on the number of schemes in an investor’s portfolio, as investors increasingly use mutual funds to meet both long-term and short-term goals.
Financial Independence: How women are increasingly taking financial decisions
Financial independence for women is not just about earning money but also about how to manage it wisely. Taking advice from a financial consultant can help women explore investment alternatives, savings, and debt management strategies.
Share market update: Most active stocks in today's market in terms of volume
The NSE Nifty index closed 76.3 points up at 22198.35
LIC ditched these 19 smallcap stocks in Q3. End of the party or just a jittery exit?
Among smallcaps, Kaveri Seed was LIC ownership reducing by about half to 2.66% in Q3. In MOIL, LIC stake fell from 7.42% to 5.46% quarter-on-quarter, shows ACE Equity data.
Achieving financial goals by investing in mutual funds
Every individual has some life goals that need to be reached. Some of these could be immediate or in the short term or 1-2 years down the line, like a vacation, or children’s annual education fees, while others could be long-term oriented — typically more than five years away — such as children’s higher education and retirement.
Share market update: Most active stocks of the day in terms of traded value
The NSE Nifty index closed 28.5 points up at 21647.2
Sensex ekes out marginal gains ahead of TCS, Infosys results; US inflation data
The BSE benchmark Sensex rose 63 points or 0.09% to settle at 71,721. The NSE Nifty gained 28 points or 0.13% to end at 21,647. From the Sensex stocks, index heavyweight Reliance Industries surged 2.5%. UltraTech Cement, Axis Bank, IndusInd Bank and Power Grid also closed higher, while Infosys, HUL, Wipro, and L&T settled with cuts.
Why do financial planners suggest flexi cap funds to investors?
As per regulatory guidelines, a flexi cap fund is an open-ended, dynamic equity mutual fund scheme. In this category the fund manager can choose to invest across companies of any market capitalisation be it large-, mid- or small-cap companies without restrictions.
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