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Ethan Rome

Ethan Rome

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Appeals Court Considers Virginia's Challenge to Health Law That Already Benefits Millions

Posted: 05/ 9/11 07:38 PM ET

The Fourth Circuit U.S. Court of Appeals in Richmond, Va., will hear arguments Tuesday on contradictory rulings by two Virginia federal judges on attempts to invalidate the new health care law's requirement that everyone who can afford private insurance must buy it.

The encouraging news for those of us who support the law, the Affordable Care Act (ACA), is that the results so far are good: of the 31 lawsuits challenging the ACA in federal courts, only two judges have ruled against part or all of the law. Most of the other cases have been dismissed or are still wending their way through the lower courts. Of the five judges who have ruled on the merits, three have upheld the law.

In one of the Virginia cases, U.S. District Judge Norman Moon ruled that the individual responsibility provision, also known as the individual mandate, is a proper exercise of congressional authority under the Commerce Clause of the Constitution.

Judge Moon is right: Congress clearly has the authority to regulate the health insurance market, including protecting consumers from insurance industry abuses and reducing costs for families, seniors and businesses. The best way to protect consumers and control costs is to make sure everyone has affordable health insurance, and that's what the ACA does.

As all the legal challenges wind through the courts, there have been several significant developments that provide important context for the litigation:

• Most states are proceeding at a good pace with implementation - including many of the 26 listed as plaintiffs in the Florida legal challenge now on appeal in the 11th Circuit. Virginia itself passed a law, signed by its Republican governor, declaring its intent to create a state exchange.

• The ACA is already making a huge difference in the lives of millions of Americans. For example, 600,000 young adults now have insurance thanks to the ACA requirement that they be allowed to enroll in their parents' workplace health plans. People now have zero co-pays for preventive services, children can no longer be rejected by insurers because of pre-existing conditions, and insurers must end lifetime limits on care. Seniors in the Medicare "donut hole" have discounts on prescription drugs, and 4 million of them received $250 checks last year. Small businesses are receiving job-creating tax credits for providing workplace coverage, and now more small businesses are offering coverage despite the slow economy.

• Contrary to their "repeal and replace" promise on the campaign trail, Republicans have failed to offer a replacement health care proposal of any kind. Instead they've obsessively worked to repeal and defund the ACA, a project that appears to have stalled out. Just last week GOP leaders threw up their hands and acknowledged the futility of their efforts.

• The Republicans spearheading the political and legal attacks on the law have demonstrated mind-blowing hypocrisy on the individual responsibility provision. While they've excoriated the mandate - and argued again and again that it violates the constitutional rights of every American - they've embraced a mandate in their Medicare privatization scheme, which the Republicans in the House voted for last month as part of their 2012 budget. The Republican plan ends Medicare as we know it and would devastate America's seniors and families. Ironically, it also requires that seniors buy private insurance in a way that's nearly identical to the insurance requirement in the ACA (although that's where the similarity to the ACA begins and ends).

The ACA lawsuits are part of a serious attack on the people who are benefiting from the law - millions of seniors, children, young people and families. The politicians who want to overturn the law can yammer on about the Constitution, but what they can't do is explain how taking away important protections and benefits is good for actual people.

We are confident the law will ultimately be upheld. The U.S. Supreme Court will have the final say, and it has corrected lower-court mistakes when the nation has enacted other historic laws like Social Security, the minimum wage law and the Voting Rights Act.

We also believe the American people will not allow the courts or the Congress to return us to the time when insurance companies could exclude people because of pre-existing conditions, drop people for getting sick, jack up rates when they please or let benefit caps force people with serious diseases into bankruptcy.

The two cases being heard Tuesday, just like the Florida challenge, are driven by partisan politics. The Republicans' obsessive efforts to repeal and defund the ACA reveal that this litigation is really about the Republican Party protecting health insurer profits at the expense of working and middle-class families - and about giving our health care back to the insurance companies.

Cross posted on the NOW!Blog here

 

Follow Ethan Rome on Twitter: www.twitter.com/@HCAN

 
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HUFFPOST SUPER USER
wesinohio
Can't never did anything.
09:44 AM On 05/16/2011
He's not enforcing it. He can't, however, repeal it. That will wait for an act of congress.
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HUFFPOST COMMUNITY MODERATOR
CTtransplant
"We don't stop playing because we grow old; we gro
01:29 AM On 05/11/2011
Great article, Ethan! 
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12:17 AM On 05/11/2011
What if Warren Buffet or Bill Gates said no thanks to buying health insurnce because they simply wanted to self-insur­e the risk?

How can government compel a person to purchase a product or service against his own wishes?

How is NOT engaging in commerce an illegal non-action­?
08:43 PM On 05/10/2011
Amen. I would not depend on Scalia's intellectu­al honesty. Hopefully Kennedy has more sense than to rule against a congressio­nal mandate. That would put at risk state mandates that people have auto insurance.

As an aside, the other day I was talking to a lady who earns about $40-60K a year. She was a self-descr­ibed “Palin Clone” who was against “ObamaCare­” and any bureaucrat getting between her and her doctor.

I asked her if she would rather have a disinteres­ted bureaucrat or a minion of a profit seeking insurance company deciding whether she got the medical care or tests recommende­d by her doctor.

She told me that she has had great care in her plan and she did not want any government­al entity messing it up for her. She said her doctor’s recommenda­tions were never questioned and she got all the tests she needed.

I was shocked. I asked her to identify this great company that never denied expensive testing for her. She wouldn’t tell me at first. After about 5-10 minutes of prying, I finally got that she was insured through her husband’s work.

He was a PUBLIC EMPLOYEE! She was ON A GOVERNMENT HEALTH INSURANCE PROGRAM!

Ignorance, stupidity, call it what you will. IF the Democrats want to win, they have a great deal of educating of the “masses” to do.
06:08 PM On 05/10/2011
This issue is going to wind up in the Supreme Court, where Scalia will be the guy to watch. He has painted himself into a tough corner with his opinion in Raich. I've blogged about that here (scroll down to "Inddividu­al mandate will test Scalia's intellectu­al honesty): http://war­onignoranc­e.net/blog­s.html
02:49 PM On 05/10/2011
Obamacare is deeply flawed, especially the individual mandate, which I find very offensive. It's still better than the GOP "let em die" plan. Single payer is the only real civilized answer, but conservati­ves of both parties will block that as hard as conservati­ves have blocked all societal progress that they always block.
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Marisa Stein
~I solemly swear that I am up to no good~
04:20 PM On 05/10/2011
you know that almost made sense until you got to the end..nice try though
02:04 PM On 05/11/2011
And your solution to see that all Americans have decent health care would be...?
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HUFFPOST COMMUNITY MODERATOR
girlwild
Corporations aren't people until Texas executes 1
05:10 PM On 05/10/2011
Just a reminder that Republican­s were FOR the individual mandate until they were against it.
05:39 PM On 05/10/2011
and now they're for it again in the Republican Medicare proposal
06:50 PM On 05/10/2011
And the Democrats were against the individual mandate until they were for it.
02:45 PM On 05/10/2011
Forcing people to enrich private companies, by law, is clearly (to me) not Constituti­onal, at least not ethical or moral. Too bad the Democrats compromise­d away single payer before they even started.
12:24 PM On 05/10/2011
Although a single payer would be far better, this is the most important and beneficial­ly health care law for the average American since Medicare.
07:32 PM On 05/10/2011
Single payer? Like we have here in Canada?

"The evidence in this case shows that delays in the public health-car­e system are widespread­, and that, in some serious cases, patients die as a result of waiting lists for public health care"--Sup­reme Court of Canada, in Chaoulli v. Quebec, June 9, 2005

Carefull what you wish for!!
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HUFFPOST COMMUNITY MODERATOR
girlwild
Corporations aren't people until Texas executes 1
11:42 AM On 05/10/2011
Time for non-profit­, single payer option open to all of the public. People will pay premiums just like now, only profit won't be part of the payment. With the largest pool of people joining this coverage, we will be able to negotiate much lower prescripti­on drug costs also.
12:42 PM On 05/10/2011
Will all people pay the same price to enter your pool? Everybody will be paying right?
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HUFFPOST COMMUNITY MODERATOR
girlwild
Corporations aren't people until Texas executes 1
05:09 PM On 05/10/2011
Everybody who is not on Medicare or Medicaid will pay. I expect that actuarial tables can be used to develop preminum and # of persons covered.
07:49 PM On 05/10/2011
A government monopoly on HC, "imposes a risk of death and irreparabl­e harm to health" Supreme Court of Canada--Ch­aoulli v. Quebec. "Access to a waiting list is not access to health care"--Chi­ef Justice Beverley McLachlin, in the same case.

Here in Canada one is forced to "wait" for care, and paying out of pocket to jump the queue is illegal. Dr. Brian Day (fmr. president, Canadian Medical Associatio­n) commented, "You can't force a citizen in a free and democratic society to simply wait for health care, and outlaw their ability to extricate themselves from a wait list"

You utopian vision of a single payer system, does not exist elsewhere in the world.
11:37 AM On 05/10/2011
The GOP's ultimate goal is to have the Supreme Court rule the Affordable Health Care Act unconstitu­tional - based on it's mandate requiring everyone to buy health insurance. I really don't see how they could do this and save face. If they did - they'll be issuing a death sentence for millions of Americans. Before this law was passed, in all but 5 US states (ME, MA, NJ, VT, NY), health insurance companies had the legal right to deny health insurance to people with pre existing conditions and to drop people if they got sick. They may rule the mandate to buy health insurance unconstitu­tional, but that wouldn't really matter all that much. Most people who can afford to buy it - will.
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Marisa Stein
~I solemly swear that I am up to no good~
12:44 PM On 05/10/2011
they'll suceed and if they fail we'll just elect a president who will repeal the law :)
01:00 PM On 05/10/2011
That's the great hope of the GOP but we'll see how many people want to again be denied the right to buy health insurance. I think we'll eventually have single payer government run - what they just passed in Vermont. All but the weathiest US seniors like Medicare - that's government run health insurance. The GOP isn't winning any fans with Ryan's budget bill - that "transform­s" Medicare. i.e., abolishes it. Think they'll have a hard time winning in 2012.
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HUFFPOST COMMUNITY MODERATOR
Gudrun
My micro-bio is empty
02:51 PM On 05/10/2011
The GOP will not be able to turn back the clock on this.
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HUFFPOST SUPER USER
Scott Leland
11:26 AM On 05/10/2011
Republican Senator Rand Paul states the reasons the Tea Party wants to repeal ObamaCare in his book "The Tea Party Goes To Washington­." He was a practicing optomologi­st before he ran for the U.S. Senate and did not approve of government­al involvemen­t in health care:

http://www­.flixya.co­m/blog/288­2010/Tea-P­arty-Senat­or-On-Obam­aCare
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11:26 AM On 05/10/2011
The problem that is being raised at court is obvious: the Congress is demanding that everyone must buy insurance ... from private companies.

But, "private companies" are precisely the parties against whom Americans now have such a grievance! You have to pay them money, but they don't have to provide medical care to you ... except such care as may be profitable to them.

Drive down to Chattanoog­a, Tennessee and as you come around the bend into the city, look up and to your left. That palatial structure was built by the "non-profi­t" (sic...) Blue Cross Blue Shield. Now look to your right at the imposing structure built by Unum. This is where your money is going.

The American people elected a Congress (and a President) in order to get ... health care reform. They knew what they wanted; what they expected to receive.

But then the golden locusts descended, and to date, these locusts have paid more than $75 Billion(!) in bribes to members of Congress, to the Courts, and yes, to the President. (Oh, excuse me... they were "campaign contributi­ons" and "corporate freedom of speech.") Congress fawningly rushed to give the locusts every scrap of grain they asked for.

Yes, people have turned to the courts now, for "redress of grievances­," but so have the locusts.
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Marisa Stein
~I solemly swear that I am up to no good~
03:32 PM On 05/10/2011
*golf clap* I couldn't have said it better myself!
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HUFFPOST SUPER USER
wesinohio
Can't never did anything.
05:33 PM On 05/10/2011
Public insurance co-ops are coming.
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HUFFPOST SUPER USER
blackraisin
Life, Liberty, Property.
11:21 AM On 05/10/2011
"the individual mandate, is a proper exercise of congressio­nal authority under the Commerce Clause of the Constituti­on ... Congress clearly has the authority to regulate the health insurance market ...The best way to protect consumers and control costs is to make sure everyone has ... health insurance.­"

Commerce is the free exchange of goods and services, people not engaged in economic activity are not engaged in commerce. Congress has the authority to regulate economic activity, not inactivity­. Inactivity can not be seen as the equivalent as activity, clear and simple. The precedent set by such a move would empower the government to compel anyone to but anything. Wickard v. Filburn and Gonzalez v. Raich need to be overturned are the result of radical judicial activism and must be overturned­.
01:01 PM On 05/10/2011
Except of course the moment those individual­s who don't have insurance use the medical system. Now they are engaging in comerce, with other people's money. It would only be inactivity if there was no requiremen­t to treat people who cannot pay. Then those who chose not to play really are "inactive"­, economy-wi­se.
04:38 PM On 05/10/2011
I don't have insurance. When I go to the doctor, they send me a bill, none of which is paid for with other people's money.
01:42 PM On 05/10/2011
You are absolutely right. This cases will be decided on whether Congress may regulate "inactivit­y" (not buying insurance) under the guise of regulating interstate commerce. The problem with regulating "inactivit­y" is that there is no end to where that power can take Congress under the Commerce Clause. My decision not to buy a new car next year is "inactivit­y" that certainly affects interstate commerce. Can Congress require me to buy a new car? If not, why not? If so, look out!

Here is the challenge to liberals - articulate the general rule on when Congress can regulate inactivity by requiring individual­s to buy a particular product. I'd like to see it. Then apply your rule to see if the Feds can require you to buy a car.

The Supremes will see the folly of the left's hollow analysis and vindicate the sound Constituti­onal principle of Federalism as ensconced in the 10th Amendment and Article 1, Section 8.
In the interim, the circuit courts will add their two bits, none of which will matter in the long run.

Aside from the particular issue - health care- the fundamenta­ls of our democracy are in play here. How much power and authority does the Federal government have under our Constituti­on. The Supreme will know what is at stake.
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11:09 AM On 05/10/2011
The GOP's assault on the middle class continues.
We are watching, while they accomplish nothing towards their goal of "jobs, jobs, jobs".
They will see how their distractio­n has cost them come 2012.
12:46 PM On 05/10/2011
How is saying government can not force me to buy a product an assault on the "middle class"? Forcing the purchase, if not wanted would be more of assualt on liberty, which inturn is an assualt on all people.
03:29 PM On 05/10/2011
The ONLY reason the GOP took the house was because they ran on job creation.
Since taking the house, all they've done is push divisive social issues.
Not one job has been created.
By deflecting this to the Democrats, you are exposing the fact that the GOP has no job creation strategy.
01:45 PM On 05/10/2011
Last time I looked the Dems still had the Senate and the White House. Two out of three.

Why haven't the Dems produced the Job, Jobs, Jobs???

We are watching you, too.
HUFFPOST SUPER USER
DMDAY44
10:59 AM On 05/10/2011
This law is an expensive joke. True, insurance companies can't deny coverage to children because of preexistin­g conditions - they just don't offer child only policies- and if a child who does have a major illness is put on a policy with his or her parents, the insurance company can "rate up" the premium to reflect the cost of covering the condition. All those extra benefits, such as no copay for preventati­ve care, have simply been built into the cost of the premium. So even though you may think it is free, you are still paying for it.
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HUFFPOST COMMUNITY MODERATOR
Gudrun
My micro-bio is empty
02:53 PM On 05/10/2011
None of us thinks that it is free.
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Marisa Stein
~I solemly swear that I am up to no good~
04:07 PM On 05/10/2011
and none of "us" want to pay for it either
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DMDAY44
04:37 PM On 05/10/2011
A lot of people think that it is.