January 18, 2013 b>Rabbi Nathan Lopes Cardozo: Jewish Self-Loathing and denial Clifford D. May: Osama and the Two Nazirs Smartphone touted as 'remote for your life' Kerri-Ann Jennings, M.S., R.D.: The diet mistake even nutritionists make: 5 tips to outsmart your appetite Michael Hogan, M.D. : Mayo Clinic Medical Edge: Awake at night? Here's one cause you may not have thought Chris Gaylord: Tiny creatures with hip names The Kosher Gourmet by Diane Rossen Worthington PEACH CROSTATA, a free-form tart, is easy as pie and a crowd-pleaser January 16, 2013 Obama administration caught off-guard by Egypt prez's views on Jews, Israel George Friedman of Stratfor: Avoiding the Wars That Never End Fred Weir: 'Red October' malware found snooping on Russian state networks Kerri-Ann Jennings, M.S., R.D.: 3 healthy reasons to cook with cast iron Jerry Brewer, M.D.: Mayo Clinic Medical Edge: Treatment for varicose veins G. Jeffrey MacDonald: Is that online review a fake? Tech world crawling into the crib The Kosher Gourmet by Kathryn Hill: Delectable, and deceptively simple, chicken and artichokes in wine sauce January 14, 2013 Mark Clayton: Cyber Security Awakening in 2013: How vulnerable to attack is US now? Jeffrey Fleishman and Reem Abdellatif: Egyptian court orders new trial for Mubarak Insulin study could see end to needles: researchers Sharon Palmer, R.D. : Fiber for digestive health is just the start Harvard Health Letters: Pain relief without drugs or surgery Jonathan Zimmerman: US colleges need affirmative action for conservative professors Mary Shanklin Condo tower to track DNA in crackdown on wayward pet feces The Kosher Gourmet by Faith Durand: Faith Durand January 11, 2013 Jonathan Rosenblum: The Religious Mindset David G. Savage: Obama advisor who had decried 'war on terror' now defends drones Schoolgirl loses ID locator chip battle Harvard Health Letters: How sleep loss destroys your health Hara Estroff Marano: The vanishing mineral: The more essential magnesium proves for well-being, the harder it is to consume enough Fred Weir: Does Depardieu herald Russia as a new tax haven? Patrick Kevin Day Life on Mars? Dutch company to offer one-way trips to the Red Planet The Kosher Gourmet by Diane Rossen Worthington: Whole grain salads: Healthy eating was never so delicious January 9, 2013 John Rosemond: Children need courage, not self-confidence Jonathan Tobin: Hagel Backers Trying to Redefine Pro-Israel Nat Hentoff: More of our doctors are losing independence Kimberly Lankford: Know the rules for new health care investment surtax Michael Doyle: Supreme Court weighs case of disabled child, medical malpractice award Harvard Health Letters: Surviving cancer: What happens next? 7 year-old murdered by Muslim mathematician mom The Kosher Gourmet by Faith Durand: How To Make a Better Side Salad January 7, 2013 Abbas reveals strategy of forcing acceptance of make-believe state as legit, America and Obama be damned Matea Gold: GOPers to defend Israel from one of their own Ancient Afghan papers shed light on Jewish life Hitler statue unveiled in Warsaw ghetto Brierly Wright, M.S., R.D.: The pros and cons of 4 trendy diets R. Houston Thompson, M.D.: Mayo Clinic Medical Edge: Don't ignore early, noticeable signs of testicular cancer Cat brings daily gifts to late master's tomb The Kosher Gourmet by Mario Batali: The famed chef's ITALIAN TWIST ON CHEESECAKE is simply tantalizing January 4, 2013 Rabbis Abraham Cooper and Yitzchok Adlerstein: The Divine is for all people, religious or not Jonathan Tobin: Sotomayor's Blow to Religious Liberty Clifford D. May: Beyond 'Toxic Nationalism' David Lightman: Sen. Joe Lieberman made history but retired without a party Carol Rosenberg: Obama signs defense bill, but denounces the Guantanamo prison it pays for Ken Dilanian and Steven Zeitchik: 'Zero Dark Thirty's' torture implication prompts Senate inquiry Scott Powers: NASA is quietly holding a going-out-of-business sale The Kosher Gourmet: This BAKED CUSTARD is surprisingly light, smooth, and its flavor --- subtly sweet January 2, 2013 Andrew Silow-Carroll: But is it good for the chews? Mark Clayton: Cybersecurity: Where do Republicans and Democrats stand on threats? Kathleen Hennessey and David Lauter: Obama 'fiscal cliff' Victory? Not exactly Larry Gordon: New college application questions encourage creative thinking Howard LeWine, M.D. : Ask the Harvard Experts: On herbal therapy and successful healing Dawn Davis, M.D.: Mayo Clinic Medical Edge: Hemangiomas Dried squash holds headless French king's blood The Kosher Gourmet: 7 principles for making better soup in a slow cooker December 31, 2012 Jina Moore: Progress watch: 2012 wasn't as bad as many think 15 Christians die in gruesome murders after Islamic rampage Jeff Jacoby: Kerry's 'realism' slips into callousness Frances Robles: Parents on both sides of Zimmerman case cope with aftermath of Sanford saga Howard LeWine, M.D. : Ask the Harvard Experts: No longer be intimidated. You can save a life! Lindsay Wise: New rule puts cloak of privacy on children's apps Is that ME in a 450-year-old painting? The Kosher Gourmet: A sweet ending to the year: Chocolate-Peppermint Shortbread December 28, 2012 Jonathan Rosenblum: Becoming glory conscious --- of Him, not us Abbas: If no peace talks, I'll disband Palestinian Authority and give Israel the West Bank It's Muslim v. Muslim in Mali Kimberly Lankford: Can you keep health coverage when changing jobs? Sharon Palmer, R.D. : Go nuts for health! Marc Garnick, M.D.: The Medicine Cabinet-Ask the Harvard Experts: Stopping prostate medicine South Africa prez says country facing new race problem: Blacks acting 'too white': The Kosher Gourmet: Dense, rich oatmeal cake that might be too good to share December 26, 2012 Rabbis Abraham Cooper and Yitzchok Adlerstein and Rev. John Huffman: The Most Persecuted Religion Human Rights Watch: Israelis are human; deserve rights 'Lost tribe' members migrate from India to Israel Chris Gaylord: How to 'tether' your PC to your phone Susan B. Garland: Health care premiums could drop for older adults Alan Yu: Food without fear Harvard Health Letters: Quench the fire: Stomach-soothing steps for heartburn 'Irresistible' Iowa woman fired for being too-sexy The Kosher Gourmeti: High-heat roasting gives unique flavor to a colorful side dish December 24, 2012 Fredrick Nzwili: Kenyan Christians fear former brethren are attacking churches Maura Dolan: Legal hold put on gay conversion ban Romney didn't want to run for president, son says Scott Dance: 14 years after amputation, woman gets new arm without operation Harvard Health Letters: How not to cure a cold China researchers link obesity to bacteria Obama asked to retaliate over Russia adoption ban Moolah from heaven? Cheques found at Western Wall The Kosher Gourmet by Mario Batali: Ciambella, a simple, delectable cake fit for a holiday table December 21, 2012 Rabbi Avi Shafran: My accidental epiphany Suzanne Fields: Illumination From Medieval Manuscripts Clifford D. May: Jews in the Judean Desert? Paul Greenberg: Let Your People go! Maura Dolan: Boy Scouts win case against gays, agnostics Woman to wed twin sister's convicted killer Earthlings head to nearest bunker, or bar, at 'world's end' The Kosher Gourmet : A hearty winter soup with layers of flavors December 19, 2012 Justin Salhani: Can a dying language revive Lebanon's Christian population? Fred Weir: Moscow joins choir of those using Newtown shooting to push agendas Boy, 11, brings gun to class after massacre Five women shot dead in Pakistan for fighting polio Thomas Boyce, M.D., and W. 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Shafier: Resolved: How to grasp the incomprehensible Wesley Pruden: Another low bow to radical Islam Warren Richey: European court holding American allies liable for role in CIA operation Mark Clayton: 'Project Blitzkrieg': Are Russian cybercriminals about to invade US banks? Holly Pevzner: 10 ways to reduce inflammation Lori Zanteson: The best healthy 100-calorie snacks Moon phases and stag's bladders: Wacky wine-making The Kosher Gourmet : A sweet sweet potato treat December 12, 2012 Reva Bhalla of StratFor: The Israeli Periphery How to stop a revolution Jewish ritual fueled by Muslim manufacturers? Warren Richey How Ernest Hemingway's cats became a federal case Sharon Palmer, R.D. : Green tea is popular. Should it be? Jennifer Tessmer-Tuck, M.D. : Mayo Clinic Medical Edge: Elective induction can lead to unnecessary complications for mom and baby Police chief sends gangsters Christmas cards The Kosher Gourmet : A light, surprisingly satisfying MUSHROOM SUPPER December 10, 2012 Rabbi Avi Shafran: The original spin on Chanukah Michael Smerconish: United Airlines' post-9/11 commitment to security rescinded? Heather Hottle: T cell modification curbs girl's leukemia Anna Mulrine: Pentagon's Plan X: how it could change cyberwarfare Harvard Health Letters : Do food sources trump calcium supplements? Belize archeologist sues over Indiana Jones skull Husband, wife and dog have lived in sewer for two decades The Kosher Gourmet A lighter latke with a hint of sweetness cooked in December 7, 2012 Rabbi Y.Y. Rubinstein: Dream on! A GLIMPSE OF TRUTH: Why we have dreams and what they really mean New company aims to send humans back to the moon Germany moves closer to ban on neo-Nazi party Greek schools 'fertile ground for neo-Nazis' 10 Medicare must-knows Brierley Wright, M.S., R.D. : Rise and shine: The best breakfast foods for weight loss Michael Hogan, M.D.: Mayo Clinic Medical Edge: Resistant hypertension has several possible causes Tortoiseshell craftsmen adapt to new century The Kosher Gourmet CHICKPEA CASSEROLE WITH LEMON, HERBS AND SHALLOTS has fresh flavors, lighter dairy and -- the best part -- no pasta December 5, 2012 Patrick McGreevy: Fate of ban on gay-conversion therapy is uncertain Richard. Z. Chesnoff: How the Palestinians got here Fred Weir: Vladimir Putin 2.0: A harder, eastward-looking presidency Kiplinger's Retirement Report: 10 Medicare must-knows Sharon Palmer, R.D.: Aaahhh!: The best thirst-quenching drinks Breath test points to colorectal cancer Urban sparrows find new use for cigarette butts The Kosher Gourmet Red Chili-Spiked Chocolate Mousse is a combination of flavors that's complex and memorable December 3, 2012 Mark Magnier: In crisis, Israel keeps a shtick upper lip Nigeria Islamists slaughter 10 Christians in north Following 'Palestinian' move at U.N., Israel reclaims $209.7 million it was stiffed . . . Kimberly Lankford: The Best Resource for Comparing Medicare Plans Andre Terzic, M.D., Ph.D.: Mayo Clinic Medical Edge: Regenerative medicine poised to revolutionize disease management Supreme Court to rule if companies can patent genes Renee Schoof: Want a better idea of college costs? Schools, Congress are trying to help The Kosher Gourmet by Emma Christensen NORWEGIAN POTATO LEFSE is a thin and soft flatbread that's more substantial than a crepe but more delicate than a flour tortilla November 30, 2012 Rabbi Berel Wein: The survival of society Jonathan Tobin: What the upgrading of the 'Palestinians' status at the UN is really about 'A little paranoia' keeps US vigilant: FBI official Kimberly Lankford: How to get a better deal on a medigap policy Jill Weisenberger, M.S., R.D., C.D.E.: How dairy products play a key role in many aspect of overall good health Robert Shmerling, M.D. : Ask the Harvard Experts: Something to cry about US Senate panel passes email privacy measure The Kosher Gourmet by Mollie Katzen RICOTTA-BERRY CREPES make for a de-light-ful brunch November 28, 2012 Jonathan Rosenblum: Beware the Goodists Paul Greenberg: The land of pharaohs: The more Egypt changes ... Mark Guarino: Can people record police officers? Illinois ban gets no help at Supreme Court David Grant: Five reasons America won't fall off the 'fiscal cliff' Arabs Springers want to be just like Americans --- on the dole Clinton sued over 'Palestinian' aid Japan firm offers 3D model of foetus Sharon Palmer, R.D. Beware organic junk food Germany to toughen bestiality laws Obese traveler dies awaiting plane big enough to fly home The Kosher Gourmet by Emily Ho This pasta is a carb-lover's dream November 26, 2012 Sheera Frenkel:: Hamas' sense of empowerment is justified Twin suicide bombings kill 11 at Nigeria church Jonathan Tobin: Obama and the Morsi Dictatorship New haven for terrorists to attack Europe and Africa feared Kimberly Lankford: What to know about flex account contribution limits Paralyzed dog study offers hope for humans Harvard Health Letters: Tired of feeling tired? 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Glick: The trap that Ariel Sharon built Jeffrey Fleishman and Reem Abdellatif : Egyptian president called 'new pharaoh' after startling power grab David Lightman: Behind the scenes, some budget cuts may not be that hard Jon Ebbert, M.D. : Mayo Clinic Medical Edge: Eliminating these four white foods may make it easier to eat less, lose weight Harvard Health Letter: Hearing loss: Millions may be suffering needlessly 1.3 million overdiagnosed for breast cancer in US: study Whale worship a way of life for Vietnam fishermen The Kosher Gourmet By Chef Mario Batali Walnut Sbrisolona with Blackberries, a crumbly confection from Lombardy with an American touch November 21, 2012 Steven Emerson:: Little Lives and Big Lies Hannah Allam: US approach to Gaza-Israel talks shows new reluctance to referee Mideast conflicts Hara Estroff Marano: Brace yourself: The high art of handling problem people Ban 'killer robots,' rights group urges Bonnie Miller Rubin: Parents hire own researchers to tackle rare, fatal disease Nicci Micco, M.S., and Kerri-Ann Jennings, M.S., R.D: 7 simple ways to detox your diet and your home New law to ban India's 'untouchable' toilet cleaners The Kosher Gourmet By Diane Rossen Worthington Smashed Cherries with Amaretti and Ricotta is simple dessert with a sophisticated taste November 19, 2012 Paul Greenberg:: The gathering storm Steven Emerson: SURPRISE, SURPRISE! 'Mainstream' Muslim groups back Hamas in latest Mideast mayhem Kristen Chick & Ahmed Aldabba: Did Egypt inadvertenly aid Israel before the war in Gaza broke out? McCain suggests Bill Clinton as Gaza truce negotiator Israel facing 'millions' of cyber-attacks over Gaza Todd Miller, M.D. : Mayo Clinic Medical Edge: For many, treadmill stress test is a thing of the past Thousands more anti-homosexual marriage protesters fill France streets, this time in Paris Kimberly Lankford Make the most of health insurance changes for 2013 Lisa D'Agrosa, R.D.: A buyer's guide to natural sweeteners The Kosher Gourmet By Joseph Erdos:SPAGHETTI SQUASH SALAD WITH DRIED CRANBERRIES AND HAZELNUTS

Jewish World Review Feb. 23, 2010 9 Adar 5770 Economic Whodunit By Thomas Sowell http://www.JewishWorldReview.com | During bad times, the blame game is the biggest game in Washington. Wall Street "greed" or "predatory" lenders seem to be favorite targets to blame for our current economic woes. When government policy is mentioned at all in handing out blame, it is usually blamed for not imposing enough regulation on the private sector. But there is still the question whether any of these explanations can stand up under scrutiny. Take Wall Street "greed." Is there any evidence that people in Wall Street were any less interested in making money during all the decades and generations when investments in housing were among the safest investments around? If their greed did not bring on an economic disaster before, why would it bring it on now? As for lenders, how could they have expected to satisfy their greed by lending to people who were not likely to repay them? The one agency of government that is widely blamed is the Federal Reserve System — which still keeps the heat away from elected politicians. Nor is the Fed completely blameless. It kept interest rates extremely low for years. That undoubtedly contributed to an increased demand for housing, since lower interest rates mean lower monthly mortgage payments. But an increased demand for housing does not automatically mean higher housing prices. In places where supply is free to rise to meet demand, such as Manhattan in the 1950s or Las Vegas in the 1980s, increased demand simply led to more housing units being built, without an increase in real prices — that is, money prices adjusted for inflation. FREE SUBSCRIPTION TO INFLUENTIAL NEWSLETTER Every weekday NewsAndOpinion.com publishes what many in the media and Washington consider "must-reading". HUNDREDS of columnists and cartoonists regularly appear. Sign up for the daily update. It's free. Just click here. What led to a boom in housing prices was increased demand in places where supply was artificially restricted. Coastal California was the largest of these places where severe legal restrictions on building houses led to skyrocketing housing prices. Just between 2000 and 2005, for example, home prices more than doubled in Los Angeles and San Diego, in response to rising demand in places where supply was not allowed to rise to meet it. At the height of the housing boom in 2005, the ten areas with the biggest home price increases over the previous five years were all in California. That year, the average home price in California was more than half a million dollars, even though the average size of the homes sold was just 1,600 square feet. Although California — and especially coastal California — was the biggest place with skyrocketing housing prices, it was not the only place. Other enclaves, here and there, with severe housing restrictions also had rapidly rising housing prices to levels far above the national average. If the housing boom was so localized, how did this become a national problem? Because the money that financed housing in areas with housing price booms was supplied by financial institutions across the country and even across the ocean. Mortgages made in California were sold to nationwide financial institutions, including Fannie Mae and Freddie Mac, and to firms in Wall Street which bundled thousands of these mortgages into financial securities that were sold nationally and internationally. The problem was that, not only were these mortgages based on housing prices inflated by the Federal Reserve's low-interest rate policies, many of the home buyers had been granted mortgages under federal government pressures on lenders to lend to people who would not ordinarily qualify, whether because of low income, bad credit history or other factors likely to make them bigger credit risks. This was not something that federal regulatory agencies permitted. It was something that federal regulatory agencies — under pressure from politicians — pressured and threatened lenders into doing in the name of "affordable housing." The housing market collapse was set off when the Federal Reserve returned interest rates to more normal levels, but it was a financial house of cards that was due to collapse, sending shock waves through the economy. It was just a matter of when, not if. A fuller account of all this appeared last year in my book "The Housing Boom and Bust.". The revised and expanded edition, which has just been published, shows how more of the same kinds of policies today are making it harder for the economy to recover. It's not that politicians never learn. They learn how much they can get away with, when they can blame others. Every weekday JewishWorldReview.com publishes what many in the media and Washington consider "must-reading". Sign up for the daily JWR update. It's free. Just click here. Comment on JWR contributor Thomas Sowell's column by clicking here. Thomas Sowell Archives © 2006, Creators Syndicate

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