09 Jan 2007 - 26 Jan 2021
Your access to and use of Democracy: A Journal of Ideas website ("the website") and all products and services of Democracy: A Journal of Ideas ("DAJOI"), is subject to the terms, conditions and disclaimers set forth below and to all applicable laws and regulations. In addition, DAJOI reserves the right to terminate access to the website for whatever reason and to take any other actions that DAJOI believes to be its own interest. DAJOI reserves the right to modify these disclaimers, terms and conditions of access, without advance notice. This is a binding contract between DAJOI and you: by accepting the agreement and use of the website, you warrant that you are over the age of eighteen and you have provided accurate and complete information.
Acceptable Use Policy
You are responsible for any and all acts and omissions that occur during or relating to your use of the website, and you agree not to engage in unacceptable use of the website, which includes:
Disseminate or transmit "spam", unsolicited messages, chain letters, any advertisements, solicitations, pyramid schemes, investment opportunities, or other unsolicited commercial communication.
Disseminate or transmit material that to a reasonable person may be abusive, obscene, defamatory, harassing, grossly offensive, vulgar, threatening, or malicious, or any content that is unlawful or material that infringes upon the copyright, trademark, patent, trade secret, or other right of any person.
Create a false identity or otherwise mislead or deceive any person.
Purchase, sell, or offer to purchase any equity or security or market instrument.
Letters to the Editor
You may submit letters to the editor by sending your letters via email. Any letters you send to DAJOI, whether online or in hard copy, become the sole property of DAJOI for all purposes in any media, may be modified by us in any way, and will not be returned to you.
DAJOI, the website, and all related text and images contained within, are protected by United States trademark and copyright law and other applicable law and are the property of DAJOI, except as otherwise identified. All copyrights and trademarks not the property of DAJOI that are used or referred to in the website and DAJOI’s products are the property of their respective owners. Because the content is proprietary, any unauthorized use of materials on the site or other products may violate the law.
DAJOI’s products, including materials on the site, may not be modified, reproduced or displayed for any commercial or public purpose without specific written permission from DAJOI.
Cookies, Emails, and IP Addresses
Email addressees are stored in the website’s secure database. We use these addresses to send newsletters which subscribers control by choosing topics and frequency. We reserve the right to use these addresses to contact our subscribers at other times.
IP addresses are also recorded in the log files on the website. DAJOI may use IP addresses to analyze trends, administer the site, track users’ movement and gather broad demographic information for aggregate use.
DAJOI’s website has technical and organizational security measures in place in order to protect the information under our control from accidental or unlawful destruction or accidental loss, alteration, unauthorized disclosure, or access. However, such measures do not guarantee prevention of loss, misuse, or alteration of information, however, so while we strive to protect your information, DAJOI cannot warrant the security of information that you transmit to us, so do so at your own risk.
DAJOI’s website is intended for use by individuals over the age of 16, and not for children. If you are under 16, please do not submit any personally identifiable information on our site. Children should always ask a parent or guardian for permission to send any personal information online to anyone.
Democracy: A Journal of Ideas: As we approach the two-year anniversary of the Consumer Financial Protection Bureau opening its doors, Democracy: A Journal of Ideas and CFED invite you to a Capitol Hill Policy Forum on Wednesday, July 17 to discuss the CFPB’s impact in ensuring the market for consumer financial products and services works for all Americans.
Democracy: A Journal of Ideas: In a July 24 speech at Knox College in Galesburg, Illinois, President Obama made the case for “middle-out economics” — the very subject of our Summer 2013 symposium, “The Middle-Out Moment.”
Democracy: A Journal of Ideas: Sen. Elizabeth Warren delivered a keynote address at a Democracy and CFED Policy Forum celebrating the two-year anniversary of the Consumer Financial Protection Bureau (CFPB), an idea that she first introduced in the Summer 2007 issue of Democracy.