They’re juggling a mortgage and college savings. Can they still retire early?

Scott and Elissa Blackerby want to know if they’ve saved enough. And if they pull off an early retirement, when should they collect Social Security?

    The Latest

    Always negotiate pay — even on your first job out of college

    Always negotiate pay — even on your first job out of college

    About 60 percent of new graduates don’t negotiate their first job offer, according to Nerd Wallet. Those lost earnings could pile up over time.

    A silver lining for retirement savers

    A silver lining for retirement savers

    Target-date funds — one of the most popular retirement funds — are growing less expensive. People are smarter about using them, too.

    Build It

    Why parenting is even more daunting for millennials than it was for their parents — or their grandparents

    Why parenting is even more daunting for millennials than it was for their parents — or their grandparents

    The math for raising a child is changing, and millennial parents are facing a double disadvantage when it comes to affording a family.

    A senator calls attention to the struggle of seniors losing Social Security benefits to student debt

    A senator calls attention to the struggle of seniors losing Social Security benefits to student debt

    Sen. Claire McCaskill (D-MO.) is calling for the GAO to study the impact of the government garnishing the Social Security benefits of older Americans with student debt.

    Save It

    Pregnant now? Here’s how much college could cost by the time your kid is 18

    Pregnant now? Here’s how much college could cost by the time your kid is 18

    If college costs keep rising as they have been, new moms might want to open a savings account before they’ve even built the crib.

    5 reasons someone making $75,000 would live paycheck to paycheck

    5 reasons someone making $75,000 would live paycheck to paycheck

    Depending on where people live, how many children they have and what their health care needs are, a $75,000 salary might not leave much to spare.

    Finance It

    Using a prepaid card? Avoid getting socked with fees.

    Using a prepaid card? Avoid getting socked with fees.

    As prepaid cards become more popular, some issuers are scaling back their fees. Still, navigating the rules can be tricky.

    A new kind of credit score for those with no credit

    A new kind of credit score for those with no credit

    Fair Isaac is introducing a new scoring model that includes cable and utility payments -- the latest effort in a movement to broaden access to credit.

    Welcome to Get There

    Welcome to Get There

    This is your new destination for stories about money and its power to transform our lives. Have a look.

    Conversations

    This technology from the 1800s is still one of the fastest ways to move money

    At Western Union, mobile payments are still the smallest part of the business — but the fastest growing.

    Columnists

    Michelle Singletary

    Michelle Singletary

    Educating graduates on their new fiscal reality

    They need information on retirement planning, homeownership and credit card debt.

    Barry Ritholtz

    Barry Ritholtz

    The remarkable life and lessons
    of the $8 million janitor

    The Vermont gas station attendant who quietly accumulated a fortune.

    Protect It

    Your new credit card may not be as safe as you think

    Your new credit card may not be as safe as you think

    Sure, it’s better than your magnetic stripe card. But many U.S. bank issuers are not choosing to migrate to the most secure system set-up.

    Bingo losses? Possibly tax-deductible.

    Bingo losses? Possibly tax-deductible.

    GET THERE | Don’t miss out on deductions small and large that can reduce your tax bill by April 15.

    21-day Financial Fast

    The 21-day financial fast is done. Now what?

    The 21-day financial fast is done. Now what?

    Although the group fast that began Jan. 11 is over, it doesn’t mean your journey to financial freedom is ending. You still may have some work to do.