Credit Cards Explained

Top Articles

See our picks for the best credit cards in every category.


How Much Debt is Too Much? Personal Debt Warning Signs

PERSONAL FINANCE
Sean Bryant
FEB 21, 2024 - Many Americans struggle with debt. Some people are dealing with a few thousand dollars, while others may have hundreds of thousands of…

The Pros and Cons of Free Credit Monitoring

PERSONAL FINANCE
Sean Bryant
OCT 27, 2023 - Credit monitoring can be a great tool to help manage and maintain your financial health. With free credit monitoring services becoming increasingly…

Credit Card Hardship Programs Explained

PERSONAL FINANCE
Dawn Papandrea
OCT 16, 2023 - Finding yourself in a cash crunch can happen for a variety of reasons from job loss to divorce to medical illness. If…

Managing Your Debt: Payoff Strategies Explained

BALANCE TRANSFER
Sean McQuay
OCT 11, 2023 - Managing debt is an important personal finance skill because optimizing your debt-payoff strategies will save you both money and mental strain. Loan…

How to Rebuild Your Credit

FAIR CREDIT
Sean Bryant
OCT 9, 2023 - If you have a poor or no credit score, you may be wondering if it is possible to rebuild your credit, and…

Can You Get a Business Credit Card With No Business?

BUSINESS
Zina Kumok
OCT 4, 2023 - Whether you're selling dog cupcakes at your local farmer’s market or designing websites, you need to buy materials and cover the operating…

5 Things to Know About Student Loan Payments and Forgiveness

PERSONAL FINANCE
Sean Bryant
OCT 2, 2023 - After over a 3-year hiatus, interest has started accruing on student loan balances, and the first payments will be due in October…

How to Close a Credit Card Account

PERSONAL FINANCE
Dawn Papandrea
SEP 21, 2023 - If you're a credit user who has been rethinking the cards in your wallet, you might be wondering how to close a…

How to Use Personal Loans for Debt Consolidation

PERSONAL FINANCE
Dawn Papandrea
SEP 21, 2023 - Grappling with credit card debt can be tough on your finances and your stress levels. And when you have balances with multiple…

How to Increase Your Credit Limit

PERSONAL FINANCE
Zina Kumok
SEP 13, 2023 - It's a common problem: You hand the cashier your credit card at check out. They run the card and hand it back…

10 Personal Finance Tips and Tricks for New Parents

PERSONAL FINANCE
Sean McQuay
SEP 6, 2023 - Congratulations on becoming a new parent! This is an exciting time, but it can also be stressful, especially when it comes to…

What to Know About Good Debt vs. Bad Debt

CASH ADVANCE
Jennifer Calonia
SEP 1, 2023 - As costs increase on housing, goods and services, more consumers are facing higher debt. According to the latest data from the Federal…

Personal Loans Explained: Is a Personal Loan Right for You?

PERSONAL FINANCE
Dawn Papandrea
AUG 18, 2023 - Every now and then, you might find yourself in need of a large amount of cash. It could be for a home…

9 Ways to Save on Back-to-School Shopping

PERSONAL FINANCE
Sean McQuay
AUG 16, 2023 - As the summer draws to a close, parents and students alike find themselves gearing up for the back-to-school season. Along with the…

How to Choose the Best Travel Credit Card for Your Needs

AIRLINE
Jason Steele
AUG 10, 2023 - U.S. travelers are incredibly fortunate to have so many travel rewards credit cards to choose from. In fact, the biggest challenge might…

5 Pro Tips for Saving on Summer Travel

AIRLINE
Jason Steele
AUG 3, 2023 - With the summer of 2023 in full swing, two things are clear: It’s hot, and it’s expensive. With so many Americans catching…

How to Manage Debt in a Relationship

PERSONAL FINANCE
Taylor Medine
JUL 31, 2023 - Talking about debt might be an uncomfortable first- or second-date topic. But when things start getting serious, the “debt talk” is one…

How to Settle Credit Card Accounts When a Family Member Dies

PERSONAL FINANCE
Sean Bryant
JUL 24, 2023 - When a family member passes away, it can be a difficult time for those left behind. Not only do you have to…

How to Manage Your Finances While Traveling Abroad

PERSONAL FINANCE
Jason Steele
JUL 21, 2023 - Just when you thought that you had your personal finances under control at home, taking a trip can mean facing new challenges…

Should You Apply for a Mortgage If You Have Credit Card Debt?

PERSONAL FINANCE
Sean Bryant
JUL 14, 2023 - Debt can be intimidating when you’re trying to purchase a home. After all, lenders want to see that your finances are in…

Tired of Paying Credit Card Annual Fees? You Have Options!

NO ANNUAL FEE
Sean McQuay
JUL 11, 2023 - Credit card perks can be fantastic: cash back or travel miles, free checked baggage with your favorite airline or extra consumer protections…

How to Graduate From a Student Credit Card and Upgrade

PERSONAL FINANCE
Dawn Papandrea
JUN 27, 2023 - For many people, the first credit card they open on their own is a student credit card. Student credit cards are accessible…

7 Ways to Lower Your Credit Card Interest Rate

PERSONAL FINANCE
Sean McQuay
JUN 21, 2023 - If you're carrying a balance on a credit card with high interest rates, you're not alone. High interest rates can make it…

The Impact of Credit Card Debt on Your Finances

PERSONAL FINANCE
Sean Bryant
JUN 13, 2023 - Are you struggling to get out of credit card debt? If so, you’re not alone. A January 2023 Bankrate survey estimatesIt’s estimated…

How to Choose the Best Budgeting App for Your Needs

PERSONAL FINANCE
Jason Steele
JUN 5, 2023 - Budgeting apps are an easy way for consumers to not only create a budget but stick to their spending goals. Budgeting can…

How to Teach Your Kids About Credit Cards

PERSONAL FINANCE
Sean McQuay
JUN 5, 2023 - Have your kids ever asked you how the rectangle piece of plastic you carry in your wallet can pay for things? Do…

7 Tips to Manage Credit Card Debt During Inflation

BALANCE TRANSFER
Sean McQuay
MAY 24, 2023 - According to the Bureau of Labor Statistics, February 2023 saw a 6% increase in prices over February 2022: Groceries posted an astonishing…

Got Debt? Consider the Pros and Cons of Debt Consolidation

BALANCE TRANSFER
Sean McQuay
MAY 24, 2023 - Financial debt can feel like a mountain of pressure. If that’s you, don’t worry. There are tools available to help take control…

Save on Your Summer Travels With the Right Credit Card

AIRLINE
Jason Steele
MAR 28, 2024 - Summer travel is always more expensive than during the rest of the year, and it looks like 2023 will be worse than…

​​4 Important Personal Finance Updates to Make as Newlyweds

PERSONAL FINANCE
Dawn Papandrea
MAY 19, 2023 - Going from doing what you want with your money to being part of a couple that shares a household and wants to…

4 Tips on Paying Down Multiple Credit Card Balances

BALANCE TRANSFER
Dawn Papandrea
MAY 12, 2023 - A recent report by TransUnion found that credit card debt in America reached record levels of $930 billion at the end of…

When Is It Time to Replace Your Credit Card?

PERSONAL FINANCE
Sean Bryant
SEP 28, 2023 - When was the last time you sat down and evaluated the credit cards you use? My guess is that it’s been quite…

Checklist: How to Tackle Credit Card Debt

BALANCE TRANSFER
Sean Bryant
MAY 1, 2023 - Are you feeling overwhelmed by your credit card debt? You're not alone. With the rise of online shopping and the ease of…

How to See Real-World Travel Savings With a Credit Card

MILES REWARDS
Jason Steele
JUL 12, 2023 - When going to the airport to catch a flight, it can seem like you have to pay up at every step of…

DoorDash Launches New DoorDash Rewards Mastercard® Credit Card

CASH BACK
Sean Bryant
APR 25, 2023 - DoorDash Rewards Mastercard Benefits and Terms What This Could Mean for the Food Delivery Industry What This Could Mean for the Credit…

Planning a Trip? Use These Travel Tips to Tackle Inflation

PERSONAL FINANCE
Jason Steele
APR 25, 2023 - It’s been hard to miss the impacts of inflation on the U.S. economy. While official figures might indicate inflation is rising at…

5 Smart Ways to Use Credit Cards in a Recession

PERSONAL FINANCE
Sean McQuay
APR 20, 2023 - As we head further into 2023, the word “recession” still lingers. Whether you’re still feeling the crunch after COVID-19 upended the world…

Should You Place a Freeze on Your Credit?

PERSONAL FINANCE
Dawn Papandrea
APR 13, 2023 - Whenever a data breach or some sort of financial fraud is in the news, you may have heard experts chiming in about…

Is a Credit Card Balance Transfer Right for You?

BALANCE TRANSFER
Jason Steele
APR 12, 2023 - When you have credit card debt, it’s hard not to notice all of the offers available for credit cards with 0% APR…

5 Ways to Avoid Credit Card Debt

BALANCE TRANSFER
Sean McQuay
APR 7, 2023 - But owning a credit card does not mean automatic credit card debt. For many people, credit cards are a lucrative source of…

4 Tools to Lower Your Credit Card Debt

PERSONAL FINANCE
Jason Steele
MAR 31, 2023 - Credit card debt is one of the costliest forms of debt you can have. With this form of unsecured debt, you can…

Capital One’s Premier Collection Offers Breakfast for 2, Luxury Hotel Benefits

HOTEL
Jason Steele
APR 20, 2023 - We all want to experience the rock star treatment when we travel, but the reality can fall short. Frequent travelers often have…

Everything to Know When a Bank Collapses

PERSONAL FINANCE
Sean Bryant
MAR 24, 2023 - Over the past week, there’s been a lot of talk about the collapse of Silicon Valley Bank and Signature Bank. It’s led…

How to Build Your Child’s Credit History

EXCELLENT CREDIT
Sean McQuay
MAR 15, 2023 - Parents want the best for their kids. They work hard to provide good foundations in education, athletics or sports, social circles and…

Waiting on a Credit Card? Chip Shortages Might Mean a Delay

PERSONAL FINANCE
Jason Steele
MAR 14, 2023 - Supply chain issues have been a common thread since the beginning of the COVID-19 pandemic in 2020, so why are microchips for…

How Much Can Rising Interest Rates Cost You?

BALANCE TRANSFER
Sean Bryant
MAR 8, 2023 - With the Federal Reserve continuing to raise interest rates, it’s become increasingly important for consumers to understand how this will affect their…

Buy Now, Pay Later Explained

PERSONAL FINANCE
Sean Bryant
MAR 3, 2023 - Have you ever been in a pinch, where you needed to buy something but didn't have the funds to pay for it…

Capital One Spark Cash Select for Excellent Credit Review

BUSINESS
Esther Hwang
NOV 14, 2023 - When your business expenses don't always fit neatly into categories, such as office supplies or restaurants, a flat-rate cash-back card helps cover…

Flight Delayed? Here's How to Navigate Flight Cancellations

AIRLINE
Jason Steele
JAN 13, 2023 - American travelers were furious during the 2022 holiday season when Southwest Airlines canceled over 16,000 flights. Unfortunately, this wasn’t the first airline…

The Best Ways to Save on Your Taxes Using a Credit Card

PERSONAL FINANCE
Ben Luthi
MAR 1, 2022 - Tax season can be a stressful time for many people, and while there are many tax preparation services that can help you…

The Best Business Credit Card for International Travelers

AIRLINE
Jason Steele
APR 27, 2023 - It might be a while until international business travel returns to pre-pandemic numbers. However, those who are currently traveling outside the U.S…

The Best Business Card for Travel

BUSINESS
Jason Steele
APR 27, 2023 - If you’re a small business owner who travels frequently, then you probably don’t have time for just any travel rewards credit card…

The Best Business Card for Large Purchases

BUSINESS
Jason Steele
APR 27, 2023 - Even as a small business owner, you might still need to make large purchases with your credit card. For example, you may…

Attention Cryptofiles -- Get Bitcoin Back on Purchases

REWARDS CARDS
Ben Luthi
SEP 28, 2021 - The BlockFi Rewards Visa® Signature Credit Card offers the chance to earn bitcoin or other cryptocurrencies on every purchase you make —…

Wells Fargo Active Cash Card Review

CASH BACK
Ben Luthi
APR 24, 2023 - The brand-new Wells Fargo Active Cash Card has upped the ante on cash-back rewards. The card offers not only a high rewards…

Save at Best Buy with the Best Buy Credit Card

RETAIL CREDIT CARDS
Ben Luthi
NOV 19, 2021 - If you're a regular at Best Buy, it pays to have the My Best Buy Visa® Card. The Best Buy credit card offers…

Top 10 Credit Card Travel Hacks

TRAVEL
Jason Steele
MAR 16, 2023 - Travel hacking is a term some people use to describe how award travel enthusiasts use points and miles to receive travel reservations…

Marriott and Starwood United Under Marriott Bonvoy

HOTEL
Steven Abrams
APR 5, 2019 - On February 13, 2019, Marriott is launching their new travel program, Marriott Bonvoy. This program is replacing the Marriott Rewards loyalty program…

Firestone Complete Auto Care Credit Card Review

RETAIL CREDIT CARDS
Hannah Rounds
JUN 4, 2021 - Unexpected car repairs sabotage even the strongest budgets. Unfortunately, the repairs usually need to happen right away. To help customers get the…

Citi Rewards+® Card Review

CREDIT CARD REVIEWS
Jason Steele
FEB 1, 2023 - Every credit card issuer struggles to find new ways to encourage customers to use their card. Offering rewards is one of the…

Bank of America Announces Changes to the Cash Rewards Card

CASH BACK
Sean Bryant
JUN 4, 2021 - Beginning today, January 14, 2019, Bank of America is releasing a brand-new Cash Rewards credit card. Cardholders will now have the opportunity…

Wyndham Rewards® Visa® Signature Card Review

CREDIT CARD REVIEWS
Jason Steele
JUN 4, 2021 - While airline miles may be the most popular kind of credit card rewards, hotel points can sometimes provide even more value. Frequent…

Nordstrom Credit Card Review

RETAIL CREDIT CARDS
Zina Kumok
JUN 4, 2021 - Almost every major retailer and department store has its own credit card and Nordstrom is no different. If you often find yourself…

Credit Cards Rewards: Is Cash Back Better than Miles?

AIRLINE
Jason Steele
APR 13, 2021 - Among reward credit card users, it can be controversial question: Are cash back rewards better than airline miles? And like any so…

Belk Credit Card Review

RETAIL CREDIT CARDS
Ben Luthi
JUN 4, 2021 - If you’re a regular Belk shopper, you may be pleasantly surprised to know that the department store offers three separate credit cards…

How to Increase your Chances of Being Approved for a New Credit Card

PERSONAL FINANCE
Jason Steele
MAY 20, 2021 - It doesn’t matter if you are asking someone out on a date, looking for a job or applying for a credit card…

GameStop PowerUp Rewards Credit Card Review

RETAIL CREDIT CARDS
Ben Luthi
JUN 4, 2021 - If you’re a gamer, you may be tempted by the idea of a credit card that gives you rewards you can redeem…

Credit Card Sign-Up and Welcome Bonus Tracker: December 2018 Edition

REWARDS CARDS
Kristin McGrath
JUN 4, 2021 - Which cards have hot bonuses you should apply for in December 2018? We’ve analyzed our historical sign-up and welcome bonus data on…

One-Third of Consumers Getting Burned by Balance Transfer Cards, Debt.com survey says

BALANCE TRANSFER
Kristin McGrath
DEC 16, 2019 - Zero percent balance transfer credit cards are a double-edged sword. On one hand, they give you some breathing room to pay off…

Delta Reserve for Business Credit Card Review

BUSINESS
Jason Steele
JUN 4, 2021 - The Delta Reserve for Business Credit Card from American Express, a Credit Card Explained advertiser, is the top-of-the-line product in American Express’s…

Southwest Rapid Rewards® Premier Business Credit Card Review

BUSINESS
Sean Bryant
JUN 4, 2021 - Southwest Airlines is a popular choice for many travelers. Not only do they have some of the best fares available, but they…

The AARP® Credit Card from Chase Review

CREDIT CARD REVIEWS
Hannah Rounds
JUN 4, 2021 - For the past 27 years, AARP® and Chase have had a co-branded rewards credit card, the AARP® Credit Card from Chase. AARP…

4 FinTech Apps that can Help Your Finances

PERSONAL FINANCE
Jason Steele
AUG 30, 2018 - Over the last ten years, Apple has popularized the phrase, “There’s an app for that.” It resonates because of the over 2…

Best Credit Cards for New Businesses

BUSINESS
Jason Steele
JUN 4, 2021 - When you’re a small business owner, you have to use the right tools to get the job done. One of the most…

Truly Simple® Credit Card from Fifth Third Bank Review

BALANCE TRANSFER
Sean Bryant
NOV 16, 2019 - When searching for a new credit card, Fifth Third Bank might not be the first place you look. However, if you’re struggling…

Shell Platinum Select® Mastercard® Review

RETAIL CREDIT CARDS
Kara Perez
JUN 4, 2021 - Are you a road warrior looking for a gas card? The Shell Platinum Select® Mastercard® from Citi, a Credit Cards Explained advertiser…

Comparison: The Capital One® SavorOne® Card and the Barclay Uber Visa Card

CASH BACK
Jason Steele
JUN 4, 2021 - There’s a growing group of Americans that loves to eat out, crave cash back rewards from their credit cards and doesn’t want…

Capital One® Savor® Cash Rewards Credit Card Review

REWARDS CARDS
Jason Steele
AUG 23, 2023 - Editorial Note: Information for the Capital One® Savor® Cash Rewards Credit Card not reviewed by or provided by Capital One. Every credit…

The Best Travel Cards for the Infrequent Flyer

HOTEL
Sean Bryant
MAR 28, 2024 - According to a recent study, the average American travels 2.1 times per year. That’s not a lot. But when you consider that…

USAA® Secured Visa Platinum® Card Review

CREDIT CARD REVIEWS
Sean Bryant
NOV 8, 2018 - Building your credit score isn’t an easy thing to do, but it’s crucial to many of life's big moments. A good credit…

Credit Card Reward Usage Survey 2018

REWARDS CARDS
Kristin McGrath
MAR 23, 2019 - Have you ever allowed your credit card rewards expire before you use them? You’re not alone. Roughly 30% of consumers have also…

Banana Republic Credit Card Review

RETAIL CREDIT CARDS
Kara Perez
JUN 4, 2021 - Fans of Banana Republic, it’s time to rejoice. The Banana Republic store card is a credit card that earns you points at…

Best Ways to Use British Airways Avios

AIRLINE
Jason Steele
JUN 4, 2021 - Even if you never fly on British Airways, it’s likely that you have access to the miles in their frequent flyer program…

Comparison: Paypal Extras and PayPal Cashback Credit Cards

RETAIL CREDIT CARDS
Kara Perez
JUN 4, 2021 - More and more of our world is moving online. What was once just a sci-fi dream—the idea of sending money through computers—companies…

Southwest Rapid Rewards® Priority Credit Card Review

AIRLINE
Sean Bryant
JUN 4, 2021 - For frequent Southwest travelers, their co-branded credit cards have been a popular addition to wallets for some time. That’s because the points…

What You Need to Know About TSA PreCheck and Global Entry

TRAVEL
Jason Steele
JAN 7, 2022 - It might seem like there’s nothing you can do about the TSA or the long lines at customs, but there are some…

Hawaiian Airlines® World Elite Mastercard® Review

AIRLINE
Ben Luthi
JUN 4, 2021 - In July, Barclays revamped its co-branded credit cards with Hawaiian Airlines. In addition to offering bigger sign-up bonuses, both the personal and…

American Airlines AAdvantage MileUp Card Review

AIRLINE
Sean Bryant
JUN 4, 2021 - Airline credit cards can offer a tremendous amount of value for frequent travelers. However, if you don’t fly very often, paying an…

United Explorer Card Review

AIRLINE
Ben Luthi
MAR 22, 2019 - Airline credit cards often charge annual fees, and it can be a toss-up as to whether you get enough value out of…

The World Of Hyatt Credit Card Review

HOTEL
Sean Bryant
JUN 4, 2021 - If you have been looking to pick up a new hotel co-branded credit card, then the options have been plentiful this year…

Citi Double Cash Price Rewind Benefit: What to Know and How to Use it

REWARDS CARDS
Kristin McGrath
JUN 4, 2021 - In addition to the unique 2% cash back you get on purchases, the Citi Double Cash Card, a Credit Cards Explained advertiser…

Barclays Frontier Airlines World Mastercard® Review

AIRLINE
Jason Steele
JUN 4, 2021 - Frontier Airlines is an ultra-low-cost carrier based in Denver Colorado, and flying with them can be very different than other airlines. While…

Delta Reserve® Credit Card from American Express Review

AIRLINE
Sean Bryant
JUN 4, 2021 - Editorial Note: The information related to Delta Reserve® Credit Card from American Express has been collected by Credit Cards Explained and has…

The AAdvantage® Aviator® Red World Elite Mastercard® Review

AIRLINE
Hannah Rounds
JUN 4, 2021 - Frequent travelers can enjoy great benefits from using travel rewards credit cards. Unfortunately, deciding on the right credit card can be a…

American Express Cash Magnet® Card Review

CASH BACK
Sean Bryant
MAY 1, 2021 - Editorial Note: The information related to the American Express Cash Magnet® Card has been collected by Credit Cards Explained and has not…

Torrid Credit Card Review

RETAIL CREDIT CARDS
Hannah Rounds
JUN 4, 2021 - Torrid offers fun, flattering clothing for plus-sized young women, but the highly praised fashions come with a high price tag. The high…

U.S. Credit Card and Debt Study 2018

PERSONAL FINANCE
Kristin McGrath
AUG 15, 2018 - Nearly half of consumers say they’ve never received education on credit cards. The average consumer with credit card debt is carrying more…

Best Ways to Use Hilton Honors Rewards

HOTEL
Jason Steele
JUN 4, 2021 - For nearly 100 years, the Hilton brand has been a leader in the hotel industry. Today it operates over 5,000 properties around…

Chase Sapphire Preferred Rental Car Coverage: What Sets it Apart

TRAVEL
Kristin McGrath
JUN 4, 2021 - If you frequently rent cars, you know that buying insurance at the counter significantly increases the cost. Suddenly, that low daily rate…

Chase Ink Business Unlimited® Credit Card Review

BUSINESS
Sean Bryant
JAN 18, 2024 - Over the past couple of years, Chase has launched a few very successful credit cards. Now they’re at it again with the…

Credit Card Guide for Military

PERSONAL FINANCE
Kristin McGrath
OCT 19, 2021 - Members of the military have a great number of financial considerations. For this guide, though, we’re zeroing in on credit cards. Whether…

What You Need to Know About the Credit Card Approval Process

PERSONAL FINANCE
Jason Steele
JUL 29, 2021 - Applying for a credit card can be a little bit mysterious. First, you are asked to supply all sorts of information about…

Hilton Honors Aspire Card from American Express Review

HOTEL
Ben Luthi
JUN 4, 2021 - Editorial Note: The information related to the Hilton Honors Aspire Card from American Express has been collected by Credit Cards Explained and…

Marriott Rewards® Premier Plus Credit Card Review

HOTEL
Jason Steele
JUN 4, 2021 - When Marriott announced in 2016 that it was acquiring Starwood, it was clear that there would have to be a lot of…

Starwood Preferred Guest® American Express Luxury Card Review

HOTEL
Sean Bryant
JUN 4, 2021 - Editorial Note: The information related to the Starwood Preferred Guest® American Express Luxury Card, Starwood Preferred Guest credit card and the Starwood…

What is a Good Credit Score?

PERSONAL FINANCE
Ben Luthi
MAR 31, 2021 - Whether you’re applying for a loan or credit card, renting an apartment or looking for a new job, it pays to have…

IHG® Rewards Club Premier Credit Card Review

HOTEL
Hannah Rounds
JUN 4, 2021 - When most people think of reward travel, they think of using points to pay for airlines. However, hotel rewards credit cards can…

How Does a Balance Transfer Credit Card Work?

BALANCE TRANSFER
Sean Bryant
JAN 30, 2021 - Americans like to spend around the holidays. In 2020 the average debt increased by just over $1,300. Many of those who racked…

The Best Credit Cards for Frequent Marriott-Starwood Guests

HOTEL
Jason Steele
JUN 4, 2021 - Marriott was already one of the largest hotel chains in the world when it bought the smaller Starwood brand in 2016. What…

Marriott Announces Plan to Combine Starwood, Ritz-Carlton Loyalty Programs

HOTEL
Jason Steele
JUN 4, 2021 - In 2016, Marriott announced that it would be acquiring the Starwood Hotels group. Although Marriott had far more properties included in its…

Wayfair Credit Card Review

RETAIL CREDIT CARDS
Kristin McGrath
JUN 4, 2021 - Wayfair, the online furniture and home decor site, is appealing because of its seemingly endless options and in-style aesthetic. But, even if…

5 Credit Card Tips for Summer Travel

TRAVEL
Sean Bryant
JUN 4, 2021 - Because a majority of the country is dealing with frigid cold temperatures and snow this winter, many of you might be in…

Intro to Credit Cards: A College Student’s Guide

STUDENT CARDS
Kristin McGrath
MAY 19, 2020 - College is a launching pad to adult life. It may be the first time you're living on your own, paying your own…

Chase Sapphire Reserve® Car Rental Benefit: Why it’s Unique

TRAVEL
Kristin McGrath
MAR 22, 2019 - The Chase Sapphire Reserve® credit card carries a $450 annual fee -- but it carries many benefits that upgrade your travel and…

Chase Sapphire Reserve® Travel Insurance: What it Covers

TRAVEL
Kristin McGrath
MAR 22, 2019 - One of the advantages of booking travel with a credit card is the built-in travel insurance you get. Not all cards’ travel…

Chase Sapphire Reserve® Priority Pass Airport Lounge Access: How it Works

TRAVEL
Kristin McGrath
JUN 4, 2021 - Of the many benefits the Chase Sapphire Reserve® credit card touts, its lounge access is the most intriguing. The Chase Sapphire Reserve…

“R” Us Credit Card Review

RETAIL CREDIT CARDS
Hannah Rounds
JUN 4, 2021 - If you’re expecting a child, then you’re keenly aware that baby gear costs a pretty penny. Between diapers, strollers, car seats, and…

The Top 3 Chase Sapphire Preferred Travel Benefits to Know About

TRAVEL
Kristin McGrath
JUN 4, 2021 - The Chase Sapphire Preferred® Card has a reasonable annual fee ($95, waived the first year), but is packed with travel benefits that…

Comparison: TJX Rewards Credit Card and TJX Rewards Platinum Mastercard

RETAIL CREDIT CARDS
Kara Perez
JUN 4, 2021 - Whether you’re shopping for back to school clothes or redecorating your house, there’s a good chance you’ve spent time in a TJ…

Best Credit Card Sign-Up and Welcome Bonuses for January, 2020

REWARDS CARDS
Jason Steele
JUN 4, 2021 - Have you seen some of the latest credit card sign-up bonuses? This Summer, many credit card users are realizing there are some…

Starbucks Rewards Visa® Card Review

REWARDS CARDS
Sean Bryant
JUN 4, 2021 - Starbucks loyalists can now celebrate because there is a rewards credit card made just for them. Recently, Starbucks announced the release of…

United MileagePlus® Club Card Review

AIRLINE
Hannah Rounds
MAR 23, 2019 - Frequent travelers expect their credit cards to make their lives easier, more comfortable and less expensive. Unfortunately, not every airline credit card…

Best Capital One Credit Cards

AIRLINE
Sean Bryant
JUN 4, 2021 - Capital One offers some of the most recognizable credit cards available. The reason is because of the celebrity star power they use…

Best Ways to Use Marriott Rewards

HOTEL
Sean Bryant
JUL 7, 2022 - Marriott Reward points are one of the more popular hotel currencies available to travelers. One of the big reasons is because of…

Victoria's Secret Angel Credit Card Review

RETAIL CREDIT CARDS
Kara Perez
JUN 4, 2021 - The Victoria’s Secret credit card, also called ‘the Angel card’ on their website, is a store rewards card. As with all store…

How Do Rising Interest Rates Affect Credit Card Debt?

PERSONAL FINANCE
Hannah Rounds
MAR 17, 2022 - The Federal Reserve has signaled that it may raise interest rates. Sound like boring economic jargon? If you’ve got credit card debt…

What Bills Can You Pay with a Credit Card?

PERSONAL FINANCE
Ben Luthi
MAR 16, 2021 - If you’re a responsible credit card user, it makes sense to use your plastic as often as possible. Not only do you…

Best Small Business Credit Cards

BUSINESS
Kristin McGrath
JUN 4, 2021 - Choosing the right credit card for your small business is an important decision. Not only is your card a financing tool for…

Why You Need to Know What is On Your Credit Report

PERSONAL FINANCE
Carrie Smith
OCT 22, 2019 - Do you know what your credit score is right now? For many of us the answer is “no.” It’s all too easy…

Hilton Honors American Express Surpass® Card Review

HOTEL
Sean Bryant
JAN 19, 2024 - Editorial Note: The information related to the Hilton Honors American Express Surpass® Card has been collected by Credit Cards Explained and has…

How Many Credit Cards Should You Have?

PERSONAL FINANCE
Carrie Smith
JUL 5, 2023 - These days, there are many different kinds of credit cards to choose from. Having multiple credit cards is tempting — from earning…

The Hilton Honors American Express Business Card Review

BUSINESS
Kara Perez
MAR 28, 2024 - For small business owners, everything comes down to numbers. When you’re building a business, you need the numbers coming in to be…

The Hyatt Credit Card Review

HOTEL
Jason Steele
MAR 23, 2019 - Hotel credit cards may be the unsung heroes of this industry. While airline credit cards tempt you with the offer of a…

Best Credit Cards for 2018

REWARDS CARDS
Jason Steele
JUN 4, 2021 - Now that 2018 is here, the economy is in full swing and the credit card industry is as competitive as ever. Credit…

TRIO® Credit Card from Fifth Third Bank Review

CASH BACK
Sean Bryant
NOV 16, 2019 - Finding a credit card that meets your lifestyle isn’t as easy as it used to be. With so many different options, it…

Chase Sapphire Reserve® Review

AIRLINE
Sean Bryant
MAR 22, 2019 - Since its release in late 2016, the Chase Sapphire Reserve® credit card has experienced a tremendous amount of hype. The combination of…

PenFed PathFinder Rewards American Express Card Review

TRAVEL
Jason Steele
JUN 4, 2021 - When looking for a rewards credit card, there has always been a choice you had to make. You can earn bonus rewards…

Compare Credit-Monitoring Services

PERSONAL FINANCE
Kristin McGrath
JAN 25, 2018 - With major data breaches now practically the norm, you may be wondering how to protect yourself and your credit. One solution that…

Chase Ink Business Cash® Credit Card Review

BUSINESS
Jason Steele
MAR 21, 2024 - One of the features that allow business credit cards to differ from consumer cards are the additional rewards for the kinds of…

Best Travel Credit Cards

TRAVEL
Sean Bryant
JUN 4, 2021 - If you are an avid traveler then having a travel rewards credit card in your wallet is a must. These cards can…

What You Need to Know About the American Express Pay It Plan It® Program

PERSONAL FINANCE
Jason Steele
JUL 27, 2021 - American Express has always charted a different path than its competitors. And recently, it introduced a feature called Pay It Plan It®

How to Upgrade Your American Express Card

REWARDS CARDS
Jason Steele
JAN 20, 2022 - If there’s one thing that American Express is good at, it’s creating a version of its cards to fit nearly every possible…

8 Best Ways to Use Delta SkyMiles

AIRLINE
Jason Steele
SEP 15, 2021 - Delta is trying hard to set itself apart from its chief rivals, American and United. In the minds of many of its…

Best Ways to Use JetBlue Points

AIRLINE
Sean Bryant
AUG 22, 2019 - When looking to redeem JetBlue points you might notice that the options are not as plentiful as some other airlines. That doesn’t…

Best Credit Cards for Building Credit

PERSONAL FINANCE
Sean Bryant
JUN 4, 2021 - Finding the right credit card can be a difficult task for most. However, for anyone that has a limited credit history, the…

Best Ways to Use Citi ThankYou Points

REWARDS CARDS
Jason Steele
JUN 4, 2021 - Citi's ThankYou program has been around for a long time, but in recent years it's emerged as one of the top credit…

Best Ways to Use Southwest Rapid Rewards

AIRLINE
Jason Steele
AUG 2, 2018 - Southwest Airlines likes to do things differently than other carriers. It has no assigned seats, offers two free checked bags and never…

Capital One SavorOne Cash Rewards Credit Card Review

CASH BACK
Jason Steele
SEP 28, 2023 - Do you remember the first time you heard the term “celebrity chef?” It doesn’t feel like it was that long ago, but…

Holiday Credit Card Strategies

REWARDS CARDS
Jason Steele
JUN 4, 2021 - According to the National Retail Federation, about 20% of total retail industry sales occur during the holiday season. With consumers spending so…

Uber Visa Card Review

REWARDS CARDS
Ben Luthi
JUN 4, 2021 - The new Uber Visa Card is a top-of-wallet credit card whether you use Uber or not — it’s that good. With bonus…

Capital One Platinum Secured Credit Card Review

SECURED CARDS
Zina Kumok
SEP 22, 2021 - The Capital One Platinum Secured Credit Card is one of the premier secured cards on the market. Designed for those rebuilding their…

What You Need to Know About the New American Express Hilton Honors Credit Cards

HOTEL
Jason Steele
JUN 4, 2021 - With over 5,100 properties among its 14 brands, Hilton is one of the largest hotel chains in the world, and the Hilton…

HSBC Cash Rewards Mastercard® Credit Card Review

CASH BACK
Sean Bryant
SEP 10, 2019 - With so many different choices available, picking out a new credit card can be a tricky task. You need to decide if…

HSBC Gold Mastercard® Credit Card Review

BALANCE TRANSFER
Sean Bryant
JUN 4, 2021 - If you find yourself struggling with debt and need a low interest credit card, the HSBC Gold Mastercard® credit card is a…

What Makes HSBC's New Cards Stand Out

BALANCE TRANSFER
Kristin McGrath
JUN 4, 2021 - HSBC may not be the first issuer you think of when searching for a new credit card. But it has some products…

The Children's Place Credit Card Review

RETAIL CREDIT CARDS
Zina Kumok
JUN 4, 2021 - Every parent knows that kids grow out of their clothes faster than they can do their laundry. If you feel like you’re…

Gap Credit Card Review

RETAIL CREDIT CARDS
Zina Kumok
OCT 14, 2021 - This card is for frequent Gap shoppers, as it rewards purchases made at Gap stores and online. Because Gap also has Gap…

Discover's Free Social Security Monitoring: What to Know

PERSONAL FINANCE
Jason Steele
JUN 4, 2021 - This July, the Discover Card announced that it would offer a to alert cardmembers to potentially fraudulent use of their Social Security…

What You Need to Know About the VantageScore 4.0 Credit Score

PERSONAL FINANCE
Jason Steele
AUG 2, 2018 - Americans rely on their credit histories to prove to lenders that they will repay a loan. In turn, lenders often depend on…

5 Ways to Use Chase Ultimate Rewards with United Airlines

AIRLINE
Carrie Smith
JUN 4, 2021 - There’s a reason the Chase Ultimate Rewards program is popular among credit card users: Points are easy to accumulate, and they offer…

Best Ways to Use Chase Ultimate Rewards with Southwest Airlines

AIRLINE
Zina Kumok
APR 21, 2023 - Southwest Airlines has a reputation for great service at a budget-friendly price. Not only are they popular with vacationers, but many business…

JCPenney Credit Card Review

RETAIL CREDIT CARDS
Zina Kumok
MAR 13, 2024 - While it doesn't have the same popularity as Macy’s or Kohl's, JCPenney still ranks in the top 10 department stores in the…

Expedia®+ Voyager Card from Citi Review

TRAVEL
Carrie Smith
AUG 8, 2018 - Committing to booking travel with just one airline or hotel chain in order to earn rewards can be tricky. You may miss…

Best Ways to Use American AAdvantage Miles

AIRLINE
Sean Bryant
OCT 16, 2018 - American Airlines AAdvantage miles have always been a favorite for many travelers. However, over the past several years, there have been devaluations…

What You Need to Know About Credit Cards During an Emergency

PERSONAL FINANCE
Ben Luthi
FEB 23, 2021 - In the aftermath of a natural disaster, your credit card can be a source of relief or stress. On the one hand…

Platinum Delta SkyMiles® Credit Card from American Express Review

AIRLINE
Sean Bryant
JUN 4, 2021 - If you have ever had loyalty status with an airline, then you know exactly how great the perks can be. You can…

Earn Free AirBnB Stays with Chase Ultimate Rewards

TRAVEL
Sean Bryant
JUN 4, 2021 - For nearly a decade, Airbnb has been opening up new options for travelers. Instead of being limited to hotel rooms, you have…

Best Ways to Use American Express Membership Rewards® Points

AIRLINE
Jason Steele
OCT 20, 2021 - Do you have points with American Express Membership Rewards program? It's an incredibly valuable credit card rewards program but it does have…

Suspicious Credit Card Transactions: What You Need to Know

PERSONAL FINANCE
Carrie Smith
JUN 26, 2021 - Credit card fraud occurs when someone gets ahold of your credit account information without your knowledge. This person may use your card…

5 Ways to Simplify and Organize Your Finances

PERSONAL FINANCE
Zina Kumok
JUN 18, 2021 - When many people look at their finances, they see a complicated mess. Old savings accounts from college, credit cards that haven’t been…

Citi® / AAdvantage® Gold World Elite Mastercard® Review

AIRLINE
Sean Bryant
JUN 7, 2018 - If you are looking to pick up a new co-branded American Airlines credit card, then you have several options available. If you…

Delta SkyMiles® Blue American Express Card Review

AIRLINE
Sean Bryant
NOV 2, 2023 - Not too long ago, Millennials passed baby boomers to become the largest generational demographic in the U.S. With this shift in population…

United TravelBank Card Review

AIRLINE
Jason Steele
MAR 23, 2019 - Frequent flyer mile credit cards have been going out of style recently, and deservedly so. As many airlines have lost their customers…

The Benefits of a Visa Credit Card

REWARDS CARDS
Steven Abrams
JUN 4, 2021 - Visa is one of the most recognizable brands in the world. While the company’s logo is on millions of credit cards and…

Credit Cards Offering VIP Access

REWARDS CARDS
Sean Bryant
JUN 4, 2021 - Most people use reward credit cards because they want to earn free travel or cash back. This is how they find value…

IHG® Rewards Club Select Credit Card Review

HOTEL
Sean Bryant
AUG 10, 2018 - If you are in the market for a new co-branded hotel credit card, then you have plenty of options available. Many of…

5 Worst Ways to Use a Credit Card

PERSONAL FINANCE
Zina Kumok
MAR 12, 2021 - Credit cards offer a slew of benefits to consumers - extended warranties, rental car insurance and fraud protection. They’re a potent tool…

When Is the Best Time to Use Your Airline Miles?

AIRLINE
Jason Steele
AUG 10, 2023 - Collecting frequent flyer miles can seem like a national pastime. Everyone from frequent business travelers to those travelers who collect miles through…

9 Benefits You're Missing If You Don't Have a Credit Card

REWARDS CARDS
Carrie Smith
APR 21, 2021 - There’s a never-ending discussion happening about the pros and cons of using credit cards for daily purchases or to manage your spending…

Platinum Delta SkyMiles® Business Credit Card from American Express Review

AIRLINE
Sean Bryant
JUN 4, 2021 - If you travel frequently on Delta Airlines for business and have the need for an elite credit card in your wallet, then…

Citi ThankYou® Premier Card Review

POINTS REWARDS
Zina Kumok
JUN 4, 2021 - When you’re spending money every month, you start to feel like you should be getting something back for all those dollars. That’s…

Best Credit Cards for Summer Travel

AIRLINE
Jason Steele
JUN 4, 2021 - Now that the heat is here, it's not too late to sign up for a rewards credit card for summer travel. The…

Best Rewards Credit Card for the Frugal Shopper

REWARDS CARDS
Zina Kumok
JUN 4, 2021 - Finding a good deal feels like conquering a mountain; you’ve climbed all this way and gotten something you really wanted. Coupons and…

Credit One Bank® NASCAR® Visa® Credit Card Review

CASH BACK
Carrie Smith
JUN 7, 2018 - As a NASCAR fan, you’re going to love the official credit card of NASCAR from Credit One Bank. Cardholders get access to…

USAA® Rewards American Express® Card Review

CASH BACK
Zina Kumok
JUN 4, 2021 - USAA is one of the premier financial institutions available almost exclusively to military members and their families. They cater to service members…

Capital One® Spark® Cash Select for Business Review

BUSINESS
Jason Steele
JUN 4, 2021 - There are dozens of reward cards offered for small business owners, and most require the payment of a substantial annual fee. But…

What You Need to Know About Your Credit Card's Travel Insurance

AIRLINE
Jason Steele
JUN 26, 2023 - Pound per pound, you credit card might be the most valuable travel tool ever created. Not only will a credit card offer…

Comparison: The Walmart® Credit Card and Walmart® Mastercard®

RETAIL CREDIT CARDS
Zina Kumok
AUG 25, 2023 - Editorial Note: Information for the Walmart credit card not reviewed by or provided by Capital One. If you’re already a fan of…

Which Amazon Credit Card Is Right For You?

RETAIL CREDIT CARDS
Sean Bryant
SEP 11, 2023 - There was a time in most of our lives when we actually needed to get in a car to go shopping. Those…

Comparison: The Amazon.com Store Card and the Amazon Prime Store Card

RETAIL CREDIT CARDS
Jason Steele
JUN 4, 2021 - Amazon is a retail juggernaut the likes of which the world has never seen. Since its founding in 1994, it's grown to…

Neiman Marcus Credit Card Review

RETAIL CREDIT CARDS
Carrie Smith
JUN 4, 2021 - Neiman Marcus sells some of the world’s best clothing, shoes, handbags and accessory brands. As a specialty department store it’s no wonder…

Lowe’s Advantage Card Review

RETAIL CREDIT CARDS
Sean Bryant
MAR 7, 2024 - Are you frequently taking on a lot of home improvement projects? If you are then you probably find yourself at Lowe’s fairly…

Amazon Rewards Visa Signature Credit Card Review

RETAIL CREDIT CARDS
Carrie Smith
MAR 23, 2019 - Amazon is known for low, low prices on nearly everything you can think of to purchase. And with next day delivery on…

Cabela’s Club Visa® Card Review

RETAIL CREDIT CARDS
Sean Bryant
AUG 25, 2023 - Cabela’s is one of the leading outdoor retailers in the country. Founded in 1961, you will find everything from fishing equipment to…

Williams Sonoma Visa Credit Card and Williams Sonoma Credit Card Review

RETAIL CREDIT CARDS
Jason Steele
JUN 4, 2021 - Cooking was once considered to be much like other household chores, such as doing laundry or mopping the floor. But companies like…

Target REDcard Review

RETAIL CREDIT CARDS
Sean Bryant
MAY 8, 2018 - Target is one of the most popular discount stores in the country. With great prices on everything from food to clothing to…

Overstock Credit Cards Review

RETAIL CREDIT CARDS
Carrie Smith
NOV 18, 2017 - Overstock.com offers a little bit of everything. You can buy items related to home improvement, bed and bath, furniture, jewelry, clothing, and…

The Home Depot Consumer Credit Card Review

RETAIL CREDIT CARDS
Jason Steele
JUN 4, 2021 - When you have a project to complete, The Home Depot is there for you. And when you need help financing your project…

Best Buy Credit Cards Review

RETAIL CREDIT CARDS
Carrie Smith
OCT 2, 2017 - As someone who is a loyal customer of Best Buy, it makes sense to receive rewards on all your electronic purchases. Not…

Macy’s Credit Card Review

RETAIL CREDIT CARDS
Sean Bryant
MAY 26, 2017 - Macy’s is one of the oldest department stores in the country. They pride themselves on offering high quality clothing and household items…

Best Ways to Use Chase Ultimate Rewards Points

AIRLINE
Jason Steele
JUN 4, 2021 - Chase has a winner when it comes to its Ultimate Rewards program. You can earn these points from several of its business…

Kohl's Charge Card Review

RETAIL CREDIT CARDS
Carrie Smith
JUN 4, 2021 - You love Kohl’s. I mean, who doesn’t? With their outstanding discounts and Kohl’s Cash rewards program you get great deals on clothing…

The Top 10 Personal Finance Tips You Should be Doing: A Financial Checklist

PERSONAL FINANCE
Zina Kumok
JUN 10, 2021 - When you visit your doctor for an annual physical, they’ll ask if you’re eating well, exercising, and getting your regular check-ups. Those…

U.S. Bank to Release the U.S. Bank Altitude Reserve Visa Infinite® Card

TRAVEL
Steven Abrams
JUN 4, 2021 - After all the rumors, U.S. Bank president of retail payment John Steward confirmed that they will be entering the premium card market…

British Airways Visa Signature® Card Review

AIRLINE
Jason Steele
JUN 4, 2021 - Have you ever considered using a credit card from a foreign airline? When most Americans look for a card to earn frequent…

Barclaycard Ring® Mastercard®

BALANCE TRANSFER
Sean Bryant
MAY 1, 2019 - The Barclaycard Ring® Mastercard® is a unique credit card, but in a good way. This card will not offer you rewards for…

Marriott Rewards Premier® Credit Card Review

HOTEL
Carrie Smith
JUN 21, 2018 - If you enjoy staying at Marriott and Starwood hotels, then the Marriott Rewards® Premier Credit Card could be a travel card worth…

Southwest Rapid Rewards® Premier Credit Card Review

AIRLINE
Sean Bryant
JUN 4, 2021 - There is a lot to love about Southwest Airlines. Not only does it have incredibly low “Wanna Get Away” fares, but there…

Everything You Should Know About Tax Returns, Extensions and Refunds

PERSONAL FINANCE
Kerry Sherin
JAN 2, 2020 - Americans are required to pay taxes to support the functions of the government. For tax year 2015, the average American household paid…

United MileagePlus® Explorer Card Review

AIRLINE
Zina Kumok
MAR 23, 2019 - One of the most popular travel cards, the United MileagePlus® Explorer Card from Chase is a well-worn favorite for explorers. It’s tied…

6 Credit Card Tips to Get Ready for Holiday Spending

REWARDS CARDS
Carrie Smith
DEC 10, 2022 - According to a survey by TransUnion, more than half of Americans plan to use their credit cards during the holiday shopping season…

The Benefits of Credit Card Price Protection Programs

PERSONAL FINANCE
Jason Steele
JUN 4, 2021 - Are you a person that likes to shop around for the best deal? It's great to feel like you've saved money, but…

Southwest Rapid Rewards® Plus Credit Card Review

AIRLINE
Carrie Smith
JUN 4, 2021 - With prices of domestic flights ever-increasing, Southwest offers one of the best rewards credit cards to help reduce this cost. Named the…

Amazon Prime Rewards Visa Signature Card Review

RETAIL CREDIT CARDS
Jason Steele
NOV 18, 2021 - Amazon is no longer just a store — it's become a way of life for millions of Americans. City dwellers love to…

7 Things You Need to Know About the Discover Card

REWARDS CARDS
Jason Steele
JUN 4, 2021 - Have you ever wondered what's up with the Discover card? To most people, Visa and Mastercard appear to be the largest payment…

New Year, New Finances - 9 Things to Get Your Credit on Track

PERSONAL FINANCE
Sean Bryant
FEB 5, 2021 - Across the country, millions of people make New Year’s Resolutions each year. Most of them won’t even make it until the end…

USAA Military Affiliate Cards Review

CASH BACK
Jason Steele
AUG 29, 2019 - Americans strongly support their armed forces, and the USAA has been offering financial services to the military community and their families since…

Comparison: Chase Sapphire Preferred® Card and Capital One® Venture® Rewards Credit Card

AIRLINE
Jason Steele
JUN 4, 2021 - Americans are lucky to enjoy an incredibly large selection of travel reward credit cards, but the sheer number of different products available…

What Credit Card Auto Insurance Really Covers

REWARDS CARDS
Sean Bryant
MAR 25, 2021 - How many times have you rented a car and the agent has asked you if you would like to accept their collision…

Chase Ink Business Preferred® Credit Card Review

BUSINESS
Sean Bryant
MAR 28, 2024 - It’s no secret that 2016 was an amazing year for Chase credit cards. It started with the Chase Freedom Unlimited® being released…

Best Credit Card Freebies

REWARDS CARDS
Sean Bryant
JUN 4, 2021 - When you received your last credit card in the mail, did you take the time to read the brochure with all the…

USAA® Preferred Cash Rewards Visa Signature® Card Review

CASH BACK
Miranda Marquit
JUN 4, 2021 - If you are looking for a straightforward cash back credit card with a competitive interest rate and the benefits of Visa, the…

4 Questions to a Better Credit Card

REWARDS CARDS
Sean Bryant
MAR 24, 2021 - Credit cards are a great tool to have. But they are only effective when you use them properly. But the right use…

BankAmericard® credit card Review

BALANCE TRANSFER
Miranda Marquit
JAN 1, 2022 - If you are looking for a simple credit card that can help you build your credit history or reduce debt with the…

Best Credit Cards for Seniors

REWARDS CARDS
Miranda Marquit
JUN 4, 2021 - Credit cards can be amazing tools that can help you better manage your money today and in the future. Depending on your…

Best Credit Card Concierge Services

REWARDS CARDS
Jason Steele
JUN 4, 2021 - Have you ever watched one of the game shows where contestants have the "lifeline" option to call someone for help when they…

U.S. Bank Business Edge Platinum Review

BUSINESS
Zina Kumok
JUN 4, 2021 - Many business cards double as travel or cash back rewards cards—they provide extensive benefits for business travelers while also furnishing some basic…

9 Credit Card Tips from A Seasoned Traveler

TRAVEL
Jason Steele
DEC 27, 2017 - Your credit card may be the most important thing you carry with you on your trip, but realizing all of its benefits…

The Best Flat-Rate Cash Back Credit Cards

CASH BACK
Carrie Smith
FEB 29, 2024 - The best thing about using credit cards for everyday purchases are the rewards and cash back you can earn to help make…

The Best Family Credit Cards

REWARDS CARDS
Sean Bryant
JUN 4, 2021 - As you begin to grow your family, your spending habits start changing. No longer does a majority of your disposable income go…

Best Credit Cards that can Help You with Debt

BALANCE TRANSFER
Miranda Marquit
JUN 4, 2021 - Are you trying to get rid of credit card debt? Chances are you’re a little disappointed with how long it’s taking to…

5 Good Credit Card Habits to Start Right Now

REWARDS CARDS
Carrie Smith
DEC 8, 2022 - Good credit card habits can mean the difference between getting ahead and building a good history of credit or falling behind in…

Best 0% Intro APR Credit Cards

BALANCE TRANSFER
Sean Bryant
JUN 4, 2021 - Imagine waking up one morning to find out your dishwasher had stopped working. Depending on the cost to fix, it might make…

10 Tips to Recover from Holiday Overspending

REWARDS CARDS
Miranda Marquit
DEC 8, 2022 - How many of us have overspent during the holidays? Pretty much everyone busts their budget during this time of year. There’s so…

Best Credit Cards for Black Friday Shopping

REWARDS CARDS
Sean Bryant
JUN 4, 2021 - As the economy continues to strengthen, there is no doubt that Americans will be heading to the stores this holiday season. According…

The Best Credit Cards for Extended Warranties

REWARDS CARDS
Carrie Smith
JUN 4, 2021 - As you swipe your credit card to pay for new purchases, there’s a good chance you have access to extended warranty coverage…

These Business Credit Card Fees Are Fully Tax Deductible

BUSINESS
Carrie Smith
MAR 3, 2022 - As a business owner, you want to capitalize on every aspect of your business, with a major focus on your bottom line…

Comparison: Chase Freedom Unlimited® and Capital One® Quicksilver® Cards

CASH BACK
Sean Bryant
JUN 4, 2021 - For a long time, it was pretty normal to see cash back credit cards offering 1% on most purchases. Then travel reward…

Capital One® Spark® Miles for Business Review

BUSINESS
Zina Kumok
JUN 4, 2021 - The Capital One® Spark® Miles for Business is a highly-rated travel card designed for those getting their business off the ground—literally. Designed…

The Best Credit Cards for Customer Service

REWARDS CARDS
Carrie Smith
JUN 4, 2021 - The main draw to finding the right credit card is often the cash back bonuses and other card-related perks. But the staying…

U.S. Bank Business Edge Select Rewards Review

BUSINESS
Sean Bryant
JUN 4, 2021 - The biggest goal for any business owner is to see their company grow. Growth usually doesn’t come without spending a little money…

Bank of America® Business Advantage Travel Rewards World Mastercard® Credit Card Review

BUSINESS
Jason Steele
JUN 7, 2018 - Owners of small businesses can be reliant on their credit cards for charging many of their company's expenses, while keeping those charges…

Comparison: Blue Cash Everyday® Card from American Express and Bank of America® Cash Rewards Credit Card

CASH BACK
Zina Kumok
JUN 4, 2021 - One of the most popular types of credit card is the cash back card. Perfect for your ordinary purchases, this card provides…

U.S. Bank Business Edge Cash Rewards World Elite MasterCard® Review

BUSINESS
Miranda Marquit
JUN 4, 2021 - When you’re a business owner, you need every advantage you can get. One of the best ways to get the most out…

Sony® Card from Capital One® Review

POINTS REWARDS
Miranda Marquit
JUN 21, 2018 - For consumers loyal to one brand, some credit cards can be very useful when it comes to earning and redeeming points they…

CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® Review

BUSINESS
Zina Kumok
JUN 4, 2021 - A travel card is often one of the most valuable for those who fly frequently. The CitiBusiness® / AAdvantage® Platinum Select® World…

Bank of America® Business Advantage Cash Rewards Mastercard® Credit Card Review

BUSINESS
Carrie Smith
JUN 4, 2021 - As a budget-conscious business owner, you want make the most of your spending with rewards and cash back perks. Thankfully, the Bank…

Best Cash Back Credit Cards

CASH BACK
Jason Steele
JUN 4, 2021 - When it comes to reward credit cards, most of your choices are between travel rewards and cash back. Travel rewards can be…

Tips for Credit Card Security

PERSONAL FINANCE
Sean Bryant
MAR 9, 2021 - It’s getting hard to keep track of the number of businesses that have had their customer information hacked over the past couple…

9 Holiday Shopping Hacks for Minimizing Costs

REWARDS CARDS
Carrie Smith
NOV 5, 2022 - According to a survey done by the National Retail Federation, Americans plan to spend an average of $832.84 during this holiday shopping…

11 Tips to Trim Holiday Spending

PERSONAL FINANCE
Zina Kumok
DEC 8, 2022 - Saving money around the holidays seems like a mission doomed to fail. With the sights of Santa and the lure of shopping…

Best Credit Cards for Holiday Shopping

REWARDS CARDS
Sean Bryant
JUN 4, 2021 - The holiday season is almost here, which means it’s just about time to get started on your holiday shopping. But before you…

5 Credit Card Tips for Your Winter Vacation

TRAVEL
Jason Steele
JUN 4, 2021 - Fall has arrived, and that means winter can't be far behind. This is the time of year that Americans start to seriously…

What You Should Know Before You Apply for a Regional Credit Card

REWARDS CARDS
Steven Abrams
FEB 1, 2023 - There are many benefits to banking at your local bank or credit union. You can receive personalized care and customer service as…

Journey Student Rewards from Capital One Review

STUDENT CARDS
Zina Kumok
AUG 23, 2023 - Editorial Note: Information for the Journey Student Rewards from Capital One not reviewed by or provided by Capital One. Even though some…

Business Green Rewards Card from American Express Review

POINTS REWARDS
Jason Steele
NOV 7, 2019 - American Express, a Credit Cards Explained advertiser, is one of the leading issuers of business credit cards in the United States, and…

Comparison: Citi® Diamond Preferred® Card and Citi Simplicity® Card

BALANCE TRANSFER
Sean Bryant
JUN 4, 2021 - If you are struggling with credit card debt, then one of the best options for you might be to do a balance…

Capital One Platinum Credit Card Review

FAIR CREDIT
Carrie Smith
SEP 12, 2023 - Getting approved for your first credit card can seem nearly impossible. Creditors want to see a history of good spending habits before…

7 Benefits of the Starwood-Marriott Merger

HOTEL
Jason Steele
JUN 4, 2021 - In 2015, the travel industry and much of the traveling public was captivated by the numerous twists and turns as Marriott hotels…

Capital One® Spark® Classic for Business Review

BUSINESS
Sean Bryant
MAR 25, 2020 - If you are just starting a business or have been a long time business owner, then you might have quickly figured out…

Capital One® Spark® Miles Select for Business Review

AIRLINE
Jason Steele
MAR 25, 2020 - Small business owners have credit card needs that are similar to everyone else's. Many are looking for a simple card that offers…

Best Airline Credit Cards

AIRLINE
Zina Kumok
JUN 4, 2021 - Travel rewards are one of the best perks of having a credit card. Nowadays, most airlines and credit card issuers have a…

USAA Rewards Visa Signature® Card Review

CASH BACK
Zina Kumok
JUN 4, 2021 - USAA is a premier financial institution almost exclusively available to members of the military, veterans, and their families. Because of their special…

Capital One QuicksilverOne Cash Rewards Credit Card Review

FAIR CREDIT
Zina Kumok
MAY 17, 2022 - Nowadays, some of the most basic entries to credit card rewards are cash back cards. These cards offer a certain percentage of…

The Best Barclaycard Credit Cards

AIRLINE
Carrie Smith
JUN 4, 2021 - Thinking of applying for a new credit card but not sure which one is the best? Check out the family of Barclaycard…

The Best Cash Back Business Credit Cards

CASH BACK
Carrie Smith
JUN 4, 2021 - You work hard for your money as a business owner. You deserve to capitalize on your spending with cash back rewards and…

USAA® Cashback Rewards Plus American Express® Card Review

CASH BACK
Sean Bryant
JUN 4, 2021 - Many people associate USAA as an insurance company for military personnel. While this is a large part of their business, it’s not…

The Plum Card® from American Express Review

BUSINESS
Miranda Marquit
JUL 7, 2023 - Established businesses sometimes need a little extra cash flow to go the extra mile and enjoy growth. For many, a good credit…

Costco Anywhere Visa® Business Card by Citi Review

BUSINESS
Carrie Smith
SEP 13, 2022 - You probably already know the great money-saving perks that come with being a Costco member. But you can maximize everyday business spending…

Best Business Travel Credit Cards

BUSINESS
Miranda Marquit
JUN 4, 2021 - One of the best ways to make the most of your business spending is to use a credit card. Not only can…

Best American Express Credit Cards

BALANCE TRANSFER
Jason Steele
JUN 4, 2021 - American Express, a Credit Cards Explained advertiser, is not just a pioneer in the credit card industry; it's an iconic brand recognized…

Wells Fargo Propel American Express® Credit Card Review

REWARDS CARDS
Carrie Smith
JUN 7, 2018 - The Wells Fargo Propel American Express® Credit Card is the perfect choice for current Wells Fargo customers, or cardholders looking for extraordinary…

The Best Citi Credit Cards

AIRLINE
Sean Bryant
JUN 4, 2021 - No matter if you are looking to get a credit card for cash back, travel rewards, or just need a great balance…

Wells Fargo Platinum Visa® Credit Card Review

BALANCE TRANSFER
Miranda Marquit
JUN 7, 2018 - Depending on your current financial situation, a rewards credit card isn’t always your best choice. If you want to use a balance…

What You Really Need in Your Wallet on Your Next Date

REWARDS CARDS
Steven Abrams
JUN 4, 2021 - You’ve planned out the perfect date: A walk in the park then dinner at a hidden gem. She laughs at your jokes…

Comparison: Citi Prestige® Card vs. The Platinum Card® from American Express

POINTS REWARDS
Jason Steele
JUN 4, 2021 - If you travel often, then you know that everyone is not treated equally. Most travelers endure long lines at airports, rental car…

Comparison: The JetBlue Card vs. The JetBlue Plus Card

AIRLINE
Carrie Smith
JUN 4, 2021 - If you’re a budget-conscious traveler and want to maximize your everyday spending for travel-related rewards and perks, you’re in luck! The family…

Capital One VentureOne Rewards Credit Card Review

MILES REWARDS
Zina Kumok
SEP 28, 2023 - If you’re looking for a travel card not attached to a certain airline or hotel company and want to start small, the…

Barclaycard Arrival Plus® World Elite Mastercard® Review

AIRLINE
Zina Kumok
JUN 7, 2019 - If you’re looking for a travel rewards card not attached to a specific airline, the Barclaycard Arrival Plus® World Elite Mastercard® can…

The NFL Extra Points Credit Card Review

REWARDS CARDS
Sean Bryant
AUG 30, 2018 - Football season is just around the corner, which means it’s time to pull out our favorite teams gear and get ready for…

Best Visa Credit Cards to Use at Costco

CASH BACK
Sean Bryant
JUN 4, 2021 - In 2015, Costco and American Express announced that they would end their long standing relationship. Then in June of this year, Visa…

PlayStation® Card from Capital One® Review

CREDIT CARD REVIEWS
Sean Bryant
JUN 21, 2018 - If you are a gamer, you might have noticed that there are not a lot of credit cards specifically geared toward you…

Best Balance Transfer Credit Cards

BALANCE TRANSFER
Sean Bryant
JUN 4, 2021 - Do you find yourself struggling with credit card debt? Is all that debt piled up on a high interest credit card? If…

Starwood Preferred Guest® Business Credit Card from American Express Review

HOTEL
Jason Steele
JUN 4, 2021 - The Starwood Preferred Guest® Business Credit Card from American Express has been rebranded to the Marriott Bonvoy Business American Express® Card. To…

Comparison: Chase Freedom® and Chase Freedom Unlimited

CASH BACK
Sean Bryant
JUN 4, 2021 - For years the Chase Freedom® card has been one of the most popular cash back credit cards available to consumers. It has…

Best Secured Credit Cards

SECURED CARDS
Zina Kumok
JUN 4, 2021 - It’s a story as old as the first loan: a borrower takes on some form of debt - whether it be a…

Save On Your Next Tech Upgrade with These Credit Cards

BALANCE TRANSFER
Steven Abrams
JUN 4, 2021 - We all want the newest tech. But we also want to get the best deal. Unfortunately, the newest devices and technology are…

Citi ThankYou® Preferred Card for College Students Review

NO ANNUAL FEE
Miranda Marquit
NOV 28, 2018 - Are you looking for a good first credit card as a college student? One of the best student credit cards available is…

Comparison: Citi® / AAdvantage® Platinum Select® World Elite and Citi® / AAdvantage® Executive World Elite Mastercards®

AIRLINE
Carrie Smith
JUN 4, 2021 - Whether you spend a lot of time flying for work or for pleasure, you most likely want to take advantage of bonus…

The Business Platinum Card® from American Express Review

AIRLINE
Carrie Smith
AUG 3, 2023 - If you want a versatile business card that will reward you with points towards big travel-related perks, then you need to check…

Signs You Need a New Credit Card

BALANCE TRANSFER
Jason Steele
FEB 10, 2021 - Are you not sure if you need a new credit card? Unlike many of the clothes we buy, we won't naturally outgrow…

Comparison: Capital One® VentureOne® and Venture® Rewards Credit Cards

AIRLINE
Miranda Marquit
JUN 4, 2021 - When it comes time to choose credit cards, there are plenty of options. For frequent travelers, though, Capital One offers two different…

Comparison: Expedia®+ Card and Expedia®+ Voyager Card

AIRLINE
Sean Bryant
JUN 4, 2021 - If you have ever booked your travel plans through an online travel agency, there is a good chance it was with Expedia…

The JetBlue Plus Card Review

AIRLINE
Sean Bryant
JUN 21, 2018 - After nearly 10 years, JetBlue announced in 2015 that they would end their relationship with American Express. In early 2016 they launched…

Delta SkyMiles® Gold Business American Express Card Review

BUSINESS
Carrie Smith
MAR 28, 2024 - Constant juggling of credit card spending minimums and different rewards limitations can be discouraging. One easy solution for the business traveler is…

The Amex EveryDay® Preferred Credit Card from American Express Review

POINTS REWARDS
Miranda Marquit
AUG 23, 2019 - Editorial Note: The information related to the Amex EveryDay® Preferred Credit Card from American Express has been collected by Credit Cards Explained…

Save on Gaming Gear with a Rewards Credit Card

REWARDS CARDS
Steven Abrams
JUN 4, 2021 - From the latest games and DLC, to cutting edge graphics cards, to the next console, the gaming industry is always moving forward…

Hilton Honors American Express Card Review

HOTEL
Carrie Smith
APR 18, 2024 - If you often travel within the U.S. and find yourself seeking out Hilton hotels, then the Hilton Honors American Express Card from…

Best Credit Cards with No Foreign Transaction Fees

REWARDS CARDS
Jason Steele
JUN 4, 2021 - Of all the fees that credit cards can charge, there is no fee that's more unnecessary than a foreign transaction fee, which…

Comparison: Premier Rewards Gold Card and The Platinum Card® from American Express

REWARDS CARDS
Miranda Marquit
JUN 4, 2021 - American Express, a Credit Cards Explained advertiser, offers a number of card options, ranging from credit cards with no annual fees to…

Best American Express Business Cards

BUSINESS
Sean Bryant
JUN 4, 2021 - No matter what size of small business you run, having a business credit card is a great way to separate your business…

Comparison: The Amex EveryDay® Credit Cards from American Express

POINTS REWARDS
Carrie Smith
JUN 4, 2021 - It’s easy to get overwhelmed by the choices of credit cards that offer bonuses, points and cashback for everyday purchases. But all…

Expedia®+ Card from Citi Review

AIRLINE
Jason Steele
AUG 8, 2018 - There are two ways to book travel. One is to visit the web site of each airline, hotel, and rental car agency…

The Best Points Rewards Credit Cards

POINTS REWARDS
Carrie Smith
OCT 9, 2021 - Have you been researching the best points credit cards and aren’t sure which one to choose? Whether you want to maximize your…

Best Credit Cards for Back to School Shopping

CASH BACK
Miranda Marquit
JUN 4, 2021 - By this time of the summer, many parents are ready for the school year to start. Unfortunately, the costs associated with back…

Chase Freedom® Credit Card Review

CASH BACK
Sean Bryant
MAR 22, 2019 - In the world of cash back credit cards, there was a time when 1% was the gold standard. Those days are long…

Chase Slate® Review

BALANCE TRANSFER
Steven Abrams
MAR 22, 2019 - Lowering and eventually eliminating credit card debt can be one of the single most important steps to getting a handle on your…

Chase Freedom Unlimited® Credit Card Review

CASH BACK
Carrie Smith
FEB 29, 2024 - If you’re looking for a versatile credit card to use on everyday purchases, then the Chase Freedom Unlimited® Credit Card may be…

Chase Sapphire Preferred® Card Review

AIRLINE
Jason Steele
MAR 28, 2024 - If you've noticed an amazing amount of credit card advertising, then you know that this industry is extremely competitive. Credit card issuers…

Citi® Diamond Preferred® Card Review

BALANCE TRANSFER
Jason Steele
FEB 1, 2023 - When shopping for a credit card, you typically have a choice between an expensive rewards card with many features and benefits, or…

Pros and Cons of Student Credit Cards

STUDENT CARDS
Sean Bryant
MAY 14, 2021 - After turning 18, many young people will immediately apply for their first credit card. It’s an exciting time, and the purchasing power…

Blue Cash Everyday® Card from American Express Review

CASH BACK
Miranda Marquit
JAN 25, 2024 - If you’re looking for a credit card that rewards you for the purchases you make on a regular basis, the Blue Cash…

Best Low Interest Credit Cards

LOW APR
Sean Bryant
JUN 4, 2021 - Anyone that struggles with debt knows just how stressful it can be. The process of eliminating it can be a real challenge…

The Citi Prestige® Card Review

REWARDS CARDS
Jason Steele
JUN 21, 2018 - If you travel enough, the getting to your destination loses its glamour and you begin searching for something, anything to make the…

Wells Fargo Cash Wise Visa® Credit Card Review

CASH BACK
Miranda Marquit
JUN 21, 2018 - If you’re looking for a credit card that offers simple cash back rewards, the Wells Fargo Cash Wise Visa® Credit Card might…

Citi® / AAdvantage® Executive World Elite Mastercard® Review

AIRLINE
Sean Bryant
JUN 4, 2021 - Anyone that spends a lot of time flying for work or pleasure is undoubtedly looking for the premium experience. This is something…

Citi® Secured Mastercard® Review

SECURED CARDS
Carrie Smith
JUN 4, 2021 - If you’re trying to establish a good history of credit from scratch, then the Citi® Secured Mastercard® from Citi, a Credit Cards…

Blue Cash Preferred® Card from American Express Review

CASH BACK
Carrie Smith
JAN 25, 2024 - If a good portion of your budget goes toward everyday errands like buying groceries at the supermarket or filling up your gas…

The Plenti® Credit Card from Amex Review

POINTS REWARDS
Miranda Marquit
AUG 23, 2019 - Editorial Note: The information related to the Amex EveryDay® Credit Card from American Express has been collected by Credit Cards Explained and…

The Business Gold Rewards Card from American Express OPEN Review

POINTS REWARDS
Carrie Smith
JUN 4, 2021 - If you are running a well-established business of any size, then the Business Gold Rewards Card from American Express OPEN, a Credit…

Capital One® Spark® Cash for Business Review

BUSINESS
Miranda Marquit
JUN 4, 2021 - As a business owner, you know that you need to make every dollar count. One way you can maximize your business spending…

The Blue Business® Plus Credit Card from American Express Review

NO ANNUAL FEE
Jason Steele
JAN 30, 2024 - It's challenging to run a small business, but it can have its rewards. For example, small business owners put in long hours…

Premier Rewards Gold Card from American Express Review

AIRLINE
Jason Steele
JUN 4, 2021 - Editorial Note: The information related to the Premier Rewards Gold Card from American Express has been collected by Credit Cards Explained and…

The Platinum Card® from American Express Review

AIRLINE
Jason Steele
AUG 17, 2023 - The American Express brand has always been synonymous with travel services and rewards, and the Platinum Card® from American Express, a Credit…

The Barclaycard CashForward World Mastercard® Review

CASH BACK
Miranda Marquit
JUN 7, 2018 - Are you looking for a simple, straightforward cash back rewards credit card? If so, the Barclaycard CashForward World Mastercard® might be the…

SimplyCash® Plus Business Credit Card from American Express Review

BUSINESS
Carrie Smith
JUN 4, 2021 - If you’re on the hunt for a business credit card with no annual fee and the ability to earn cash back for…

Costco Anywhere Visa® Card by Citi Review

CASH BACK
Sean Bryant
SEP 13, 2022 - In 2015, Costco announced that it would end its 16-year partnership with American Express and make the switch to Visa with Citigroup…

Capital One Quicksilver Cash Rewards Credit Card Review

CASH BACK
Sean Bryant
SEP 28, 2023 - One of the most frustrating things about credit card rewards is trying to remember which card offers extra points or cash back…

The Citi ThankYou® Preferred Card Review

NO ANNUAL FEE
Sean Bryant
NOV 28, 2018 - For anyone that loves to travel, having a travel rewards credit card is a must. Some like to carry a card that…

Best Cards to Get you Traveling in Style

AIRLINE
Miranda Marquit
JUN 4, 2021 - Whether you are looking for a weekend getaway or planning a month-long vacation, the right credit card can help you travel in…

Citi® / AAdvantage® Platinum Select® World Elite Mastercard® Review

AIRLINE
Jason Steele
JUN 4, 2021 - When American Airlines completed its acquisition of US Airways, the United States market was narrowed down to just three of the so-called…

The JetBlue Card Review

AIRLINE
Miranda Marquit
JUN 21, 2018 - If you like low-cost air travel and are looking for a credit card to help you maximize your points, the JetBlue Card…

The Citi Simplicity® Card Review

BALANCE TRANSFER
Carrie Smith
FEB 1, 2023 - If you need a credit card with no annual fee, no late fees and a low interest rate, then the Citi Simplicity®

Citi Double Cash® Card Review

CASH BACK
Sean Bryant
NOV 14, 2023 - There was a time when earning a flat 1% cash back with your credit card was the industry standard. With cash back…

Bank of America® Travel Rewards credit card Review

POINTS REWARDS
Carrie Smith
JAN 1, 2022 - If you’re looking for a credit card with no annual fee that rewards you with un-expiring travel rewards, then the Bank of…

When Should You Consider a Business Credit Card?

BUSINESS
Jason Steele
JUN 4, 2021 - When it comes to credit cards, it can be very confusing to figure out what the point of a business card is…

The Best Credit Cards with Hidden Benefits

REWARDS CARDS
Jason Steele
JUN 4, 2021 - We all know that credit cards are a secure and convenient method of payment and that they can also be used to…

5 Insider Tips for Making the Most of Business Credit Cards

BUSINESS
Carrie Smith
FEB 26, 2021 - As a small business owner, there are several reasons it’s helpful to take full advantage of your business credit card. From tracking…

Bank of America® Customized Cash Rewards credit card Review

CASH BACK
Sean Bryant
JAN 1, 2022 - Have you considered adding a new cash back credit card to your wallet? How about a card that lets you choose what…

The Best No Hassle Points Cards

POINTS REWARDS
Miranda Marquit
JUN 4, 2021 - One of the best ways to get the most out of your spending is to use rewards credit cards. Every time you…

The Amex EveryDay® Credit Card from American Express Review

POINTS REWARDS
Jason Steele
AUG 23, 2019 - Editorial Note: The information related to the Amex EveryDay® Credit Card from American Express has been collected by Credit Cards Explained and…

The Capital One Venture Rewards Credit Card Review

MILES REWARDS
Sean Bryant
DEC 12, 2023 - Imagine attempting to book a reward flight, only to find out all the low-level award seats had been blacked out. If you…

The Best Gas Credit Cards

GAS CARD
Sean Bryant
JUN 4, 2021 - Gas prices have fallen to some of the lowest levels that we have seen in recent years. These low prices should be…

The Delta SkyMiles® Gold American Express Card Review

AIRLINE
Miranda Marquit
MAR 28, 2024 - If you frequently fly Delta and are looking for a way to boost your SkyMiles® rewards, the Delta SkyMiles® Gold American Express…

Pay No Interest Up to 21 Months With These Credit Cards

BALANCE TRANSFER
Steven Abrams
FEB 1, 2023 - It’s easier than ever to stray from our budgets. With the click of a button, you can pay for a vacation, donate…

Best Restaurant Reward Credit Cards

REWARDS CARDS
Carrie Smith
JUN 4, 2021 - Cooking meals at home is time consuming, and with our busy schedules we don’t always have time to devote to this chore…

The Best Credit Cards for Large Purchases

BALANCE TRANSFER
Jason Steele
JUN 4, 2021 - Are you looking forward to making a large purchase? Perhaps you are upgrading your kitchen appliances, buying a new big screen television…

Best Credit Cards for Military Service Members

CASH BACK
Sean Bryant
APR 29, 2021 - Active-duty military personnel are offered quite a few different credit card benefits that civilians are not privy to. The reason is due…

Best Credit Cards for International Travel

AIRLINE
Miranda Marquit
JUN 4, 2021 - Many of us dream of travel. The good news is that with the help of the right travel rewards credit card it…

Credit Cards Explained Estimated Value

Steven Abrams
MAR 7, 2018 - Credit Cards Explained created the Estimated Value as an easy way to estimate how much you can save with a credit card…

Best Credit Cards for Big Spenders

REWARDS CARDS
Sean Bryant
JUN 4, 2021 - Anyone that loves to earn points and miles that can be redeemed for free travel understands that each purchase they make needs…

The Best Hotel Credit Cards

REWARDS CARDS
Jason Steele
JUN 4, 2021 - When most people think of travel rewards credit cards, they picture airline cards that offer frequent flyer miles. Airline cards were some…

Explained: Credit Card Signup Bonuses and Limited Time Offers

CASH BACK
Carrie Smith
APR 6, 2021 - Several years ago, I attended a conference where I listened to travel expert Chris Guillebeau talk about “travel hacking” as a way…

Best No Annual Fee Credit Cards

NO ANNUAL FEE
Sean Bryant
JUN 4, 2021 - Paying an annual fee on your credit card can be well worth it if the value of the reward you earn is…

Comparison: The Blue Cash Cards from American Express

CASH BACK
Carrie Smith
JUN 4, 2021 - If you’re looking for a way to maximize your cashback earnings on every day errands, supermarket shopping and gas station runs, look…

The Best Credit Cards for Those with Excellent Credit

EXCELLENT CREDIT
Jason Steele
JUN 4, 2021 - The credit card industry is intensely competitive, and those with the best credit scores are going to have their pick of the…

Boost Bad Credit With These 4 Credit Cards

FAIR CREDIT
Miranda Marquit
JUN 4, 2021 - One of the most important aspects of your finances is your credit rating. Your credit rating is essentially your financial reputation. If…

Points vs Cash Back vs Miles: Choosing a Rewards Card

CASH BACK
Jason Steele
JUN 4, 2021 - Choosing a reward credit card is not as simple as it might seem. With all of the major credit card issuers offering…

When to Get a Student Credit Card

STUDENT CARDS
Miranda Marquit
JUN 4, 2021 - One of the biggest money milestones that has become part of our culture is the credit card. Your first credit card is…

Insider Tips to Pay Off Your Credit Card Debt

BALANCE TRANSFER
Carrie Smith
SEP 7, 2022 - Despite what some financial gurus would expect you to believe, credit cards are not inherently bad. Credit Cards can help you earn…

The Starwood Preferred Guest® Credit Card from American Express Review

HOTEL
Steven Abrams
AUG 24, 2019 - Editorial Note: The information related to the Starwood Preferred Guest® Credit Card from American Express has been collected by Credit Cards Explained…

Best Rewards Credit Cards

CASH BACK
Sean Bryant
JUN 4, 2021 - Over the past several years credit card issuers have been doing everything they can to attract new customers. They have been increasing…

Unique Advantages of Paying Your Taxes With a Credit Card

REWARDS CARDS
Miranda Marquit
MAR 5, 2022 - Do you owe taxes this year? You might be trying to figure out the best way to make your payments. Interestingly, one…

Annual Fee vs No Annual Fee: When It Does and Doesn't Make Sense

REWARDS CARDS
Carrie Smith
MAR 19, 2021 - So you want to sign up for a rewards credit card but aren’t sure after seeing the cost of the annual fee?…

The Best Credit Cards for the Online Shopper

REWARDS CARDS
Miranda Marquit
NOV 14, 2023 - Most of us love getting good deals. Online shopping makes it easier than ever to find exactly what you’re looking for at…

Quickest Route to a Free Flight

AIRLINE
Jason Steele
JUN 4, 2021 - Many of the first reward credit cards were offered by the airlines with the promise of a free flight. Decades later, flights…

Best Frequent Flyer Credit Cards

TRAVEL
Jason Steele
JUN 4, 2021 - When most people think of travel credit cards, or even reward credit cards in general, they probably think about cards that offer…